Viscito v. National Planning Corporation ( 2022 )


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  •           United States Court of Appeals
    For the First Circuit
    No. 21-1081
    LEONARD VISCITO,
    Plaintiff, Appellant,
    v.
    NATIONAL PLANNING CORPORATION, JOHN JOHNSON, MAURA COLLINS,
    Defendants, Appellees,
    JOHN DOE, JANE DOE,
    Defendants.
    APPEAL FROM THE UNITED STATES DISTRICT COURT
    FOR THE DISTRICT OF MASSACHUSETTS
    [Hon. Mark G. Mastroianni, U.S. District Judge]
    Before
    Lynch, Thompson, and Kayatta,
    Circuit Judges.
    Bart W. Heemskerk, with whom Heemskerk Business Litigation
    PLLC was on brief, for appellant.
    Sean P. Lynch, with whom Mary Grace Patterson and Morgan,
    Lewis & Bockius LLP were on brief, for appellees.
    May 13, 2022
    THOMPSON, Circuit Judge.        Leonard Viscito, a Florida-
    based financial planner with a long-standing Massachusetts-based
    financial services company and office, appeals from the entry of
    final judgment entered in favor of his former broker-dealer on
    Viscito's wage and employment misclassification claims after the
    district court ruled on the parties' cross-motions for summary
    judgment.    In our de novo review, we are tasked with deciding
    whether    Massachusetts'     choice-of-law   principles   lead   to   the
    conclusion that the Massachusetts Wage Act, 
    Mass. Gen. Laws ch. 149, § 148
     ("MWA"), applies to the relationship between Viscito
    and his former broker-dealer.       For the reasons set forth below, we
    agree with the district court that the MWA does not apply to the
    undisputed facts in this case and affirm.
    BACKGROUND
    Viscito is a licensed financial advisor who has been
    doing business as Viscito Financial Services ("VFS") since 1997.
    He   is   registered   with   the   Financial   Institution   Regulatory
    Authority ("FINRA") and the Securities and Exchange Commission
    ("SEC") in several states, including Massachusetts and Florida,
    and has long maintained an office with staff in Springfield,
    Massachusetts. In 2008, Viscito bought a home in a part of Florida
    called The Villages.     He regularly worked out of his Florida home
    -- meeting with clients in person or virtually, responding to
    clients' questions by phone or email, placing securities' trade
    - 2 -
    orders, and providing financial services.          His staff remained in
    Massachusetts, working in the Springfield office, and Viscito
    sometimes met with clients in person in this office as well.            To
    work within the financial advice and securities industry, Viscito
    had to be affiliated with a registered "Broker-Dealer" which is "a
    brokerage firm that is subject[] to the supervision of [FINRA]."
    Throughout his career, Viscito has been affiliated with several
    such businesses, including one of the defendants in this case,
    National Planning Corporation ("NPC").
    NPC is both an investment advising firm and a broker-
    dealer, headquartered in California.         A broker-dealer "oversee[s]
    the sale of securities[ and] commission-based products" whereas an
    investment advisor charges fees for its advisory services.             Each
    side of the business has a different regulatory structure and
    agency tasked with ensuring compliance with the industry's rules;
    NPC was a "dual-registrant" -- meaning it was registered with both
    the SEC and FINRA.
    In November 2013, Viscito (in his personal capacity)
    signed     an   Independent   Contractor's    Agreement   with   NPC   and
    thereafter sold securities and investment products exclusively as
    an   NPC   investment   advisor   representative    ("IAR").1     Viscito
    1This agreement was the only contract Viscito entered into
    with NPC. According to NPC, all of its IARs providing services to
    NPC's clients were independent contractors; none were classified
    as employees.
    - 3 -
    registered both his Massachusetts VFS office and his Florida home
    as NPC branch offices, with the Florida office tagged by NPC
    (according to Viscito) as an "office of convenience."2 In December
    2014 Viscito personally became a Florida resident, meaning, in
    addition to living at The Villages and working extensively from
    his home, he obtained a Florida driver's license, registered to
    vote in Florida, and registered with Florida as a dual resident
    for securities licensing purposes.3     Thereafter, NPC's Tax Forms
    1099-MISC for 2015, 2016, and 2017 reflected Viscito's Florida
    address.     Even so, Viscito continued to employ his staff in
    Massachusetts as employees of VFS and had sole authority to
    determine their rate of compensation and the situs of their office
    work.    In his business dealings, Viscito used VFS letterhead with
    VFS contact details prominently displayed at the top and a message
    at the bottom in small font that VFS services were offered through
    NPC but that VFS and NPC were "separate and unrelated companies."
    2 Viscito's Florida "office of convenience" meant that he
    could "meet with clients on a kind of ad hoc, as-needed basis, but
    no books or records [we]re kept there."
    3 Viscito initiated these actions after Florida's Office of
    Financial Regulation received his application to register in
    Florida as an investment advisor associated with a firm, and its
    interest in Viscito's professional activities was piqued.       The
    Office of Financial Regulation found that Viscito had been
    conducting investment advisory services and activities in Florida
    from January 2009 through November 15, 2013, without being properly
    registered in the State, which violated a Florida regulation
    governing this profession. Viscito stipulated to the findings and
    agreed to pay a $7,500 fine.
    - 4 -
    At the time Viscito signed his contract with NPC, his
    existing clients could join NPC as their new broker and continue
    to be "serviced" by Viscito.        That is, his book of business could
    and did move with him.   The bulk of Viscito's client relationships
    began with individuals in Massachusetts, and he continued to meet
    "at various times" (whatever that means) with some of them in
    person in his Massachusetts office.            Using travel records and
    credit   card   statements,   NPC    asserts    (and   Viscito    does    not
    meaningfully refute4) that, while Viscito was affiliated with NPC,
    he spent more time in Florida than in Massachusetts or any other
    location.
    During Viscito's affiliation with NPC, Viscito met with
    his clients without any NPC representatives also participating in
    the meetings and he did not report to NPC the number of client
    meetings he held or how he advised his clients.        NPC did not direct
    or interfere with Viscito's management of his clients' accounts or
    the advice Viscito provided to his clients, but, on occasion, NPC
    directed Viscito via email to sell a particular mutual fund in a
    client's account.5   Once a year, NPC conducted an in-person audit
    4 Viscito asserts that he was "regularly in Massachusetts for
    large parts of the year" but does not provide any precise detail
    or support other than this averment in his affidavit.
    5 The record does not reveal how often               or     under   what
    circumstances NPC would send these directives.
    - 5 -
    of Viscito's Massachusetts NPC branch office and sent him a punch
    list of the ways in which the branch office was out of compliance
    with NPC policies.   NPC conducted at least one in-person audit of
    Viscito's Florida branch office, in 2015.       Based on Viscito's
    client transactions, NPC paid Viscito commissions and "investment
    advisory fees" that were "tied to the production generated by the
    accounts that [he] managed," but not a regular salary.     Viscito
    received no vacation or holiday pay from NPC.
    Viscito's affiliation with NPC came to an end in the
    fall of 2017 when Viscito got an email from NPC's CEO telling him
    that his registration with NPC would terminate that November and
    spelling out the actions Viscito needed to take in order to
    complete their separation.6   This included finding a new firm with
    which to register and affiliate.7
    6 The summary judgment record does not clearly explain the
    reasons for the separation, but the record does show that NPC
    withdrew from FINRA and stopped doing business as a broker-dealer
    and investment advising firm as well as that NPC "entered into an
    asset purchase agreement with LPL" Financial (another broker-
    dealer) in November 2017.
    7  Later, during NPC's general counsel's deposition, in
    discussing who got which clients following separation, he
    explained that NPC's IARs "own[] the[ir] book of business, . . .
    they are free to go with the book, . . . there's no noncompete"
    contractual provision.      And elaborating further on post-
    termination operations, Viscito's office manager testified at her
    deposition that VFS operations remained the same after the broker-
    dealer affiliation with NPC ended.
    - 6 -
    Nine months later in August 2018, Viscito sued NPC in a
    Massachusetts     federal       district     court,    alleging     NPC     had
    misclassified him as an independent contractor when he should have
    been on its books as an employee in violation of the Fair Labor
    Standards Act, 
    29 U.S.C. § 201
     et seq. ("FLSA"), the Massachusetts
    Independent Contractor Law, Mass. Gen. Laws ch. 149, § 148B, and
    the Massachusetts Wage Act, 
    Mass. Gen. Laws ch. 149, § 148.8
                    The
    misclassification, alleged Viscito, deprived him of wages and
    benefits to which he was entitled.          Viscito alleged NPC's failure
    to properly classify and compensate him for his work resulted in
    its unjust enrichment and constituted a breach of the implied
    covenant of good faith and fair dealing.           He also included a count
    for quantum meruit.      Viscito sought "[a]ll damages to which [he]
    is   entitled   under   Massachusetts       and   federal   law,"   including
    doubling   of   the   damages    pursuant    to   federal   law,    
    29 U.S.C. § 216
    (b), and treble damages pursuant to state law, 
    Mass. Gen. Laws ch. 149, § 150
    .        In July 2019, Viscito filed an amended
    complaint, adding NPC's CEO and CFO as individual defendants but
    not amending the allegations or claims.
    In July 2020, Viscito and the defendants filed cross-
    motions for summary judgment, with Viscito seeking judgment as a
    8Viscito sought and received a right to sue letter from the
    Office of the Attorney General, as required by 
    Mass. Gen. Laws ch. 149, § 150
    .
    - 7 -
    matter of law in his favor on his two Massachusetts statutory wage
    claims and the defendants moving for summary judgment on all of
    Viscito's claims.9            The district court concluded the defendants
    were       entitled    to   judgment   as   a    matter    of       law   on    Viscito's
    Massachusetts statutory wage claims because the "application of
    Massachusetts['] choice-of-law principles leads . . . [to the
    conclusion] that the MWA is inapplicable" to the relationship
    between Viscito and NPC. In addition, the district court concluded
    Viscito's other claims weren't going anywhere (the FLSA claim
    because "misclassification" is not an act prohibited by this
    federal law, the breach of the implied covenant of good faith and
    fair dealing claim because Viscito hadn't alleged a breach of
    contract or bad faith conduct on NPC's part, and the unjust
    enrichment       and    quantum    meruit       claims    because         the     parties'
    relationship      was       indisputably    governed      by    a    contract      --   the
    Independent Contractor's Agreement -- which knocked out these
    alternative theories of recovery).
    Given    this     reasoning,      the     district         court     denied
    Viscito's motion, granted the defendants' motion in its entirety,
    and entered final judgment in the defendants' favor.                               Viscito
    Viscito had filed a motion for partial summary judgment on
    9
    these same two counts almost a year earlier, but the district court
    denied it without prejudice on the basis that there were
    outstanding discovery disputes between the parties and that fact
    discovery was not yet completed.
    - 8 -
    timely appealed, challenging the judgment as to the state statutory
    counts only and arguing that the district court erred by concluding
    the MWA doesn't apply to his employment relationship with NPC.
    STANDARD OF REVIEW
    Choice-of-law determinations are questions of law, see
    Reicher v. Berkshire Life Ins. Co. of Am., 
    360 F.3d 1
    , 4 (1st Cir.
    2004); Crellin Techs., Inc. v. Equipmentlease Corp., 
    18 F.3d 1
    , 4
    (1st Cir. 1994), as such they are reviewed anew, Waithaka v.
    Amazon.com, Inc., 
    966 F.3d 10
    , 16 (1st Cir. 2020), (citing Robidoux
    v. Muholland, 
    642 F.3d 20
    , 22 (1st Cir. 2011)), cert. denied, 
    141 S. Ct. 2794
     (2021). "We [also] review the entry of summary judgment
    de novo."   Garcia-Garcia v. Costco Wholesale Corp., 
    878 F.3d 411
    ,
    417 (1st Cir. 2017) (quoting Echevarría v. AstraZeneca Pharm. LP,
    
    856 F.3d 119
    , 126 (1st Cir. 2017)).     "A grant of summary judgment
    is appropriate when 'there is no genuine dispute as to any material
    fact and the movant is entitled to judgment as a matter of law.'"
    
    Id.
     (quoting Ameen v. Amphenol Printed Circuits, Inc., 
    777 F.3d 63
    , 68 (1st Cir. 2015)).    "A genuine issue of fact exists where
    the evidence is such that a reasonable jury could return a verdict
    for the nonmoving party."    
    Id.
     (quoting Taylor v. Am. Chemistry
    Council, 
    576 F.3d 16
    , 24 (1st Cir. 2009)).    "The court must examine
    'the record in the light most favorable to the nonmovant' and must
    make 'all reasonable inferences in that party's favor.'"         
    Id.
    (quoting Ameen, 777 F.3d at 68).       "Where, as here, the parties
    - 9 -
    cross-move for summary judgment, the court must [examine] each
    motion 'separately, drawing inferences against each movant in
    turn.'"   Lawless v. Steward Health Care Sys., LLC, 
    894 F.3d 9
    , 20–
    21 (1st Cir. 2018) (quoting EEOC v. Steamship Clerks Union, Loc.
    1066, 
    48 F.3d 594
    , 603 n.8 (1st Cir. 1995)).            "While we resolve
    all reasonable inferences in favor of the nonmoving party, we must
    ignore    conclusory      allegations,     improbable   inferences,    and
    unsupported speculation."      Garcia-Garcia, 878 F.3d at 417 (quoting
    Taylor, 
    576 F.3d at 24
    ).
    DISCUSSION
    The issue in this appeal is, as the parties agree, a
    narrow one:     whether Viscito can properly invoke Massachusetts
    statutory law to govern his employment claims against NPC.             The
    answer turns on the application of Massachusetts' choice-of-law
    principles, which we set forth in the context of MWA claims before
    turning our attention to Viscito's arguments about why he thinks
    the district court got it wrong.
    "A   federal    district   court   exercising   its   diversity
    jurisdiction must apply the choice-of-law rules of the state in
    which it sits."    Hendricks & Assocs., Inc. v. Daewoo Corp., 
    923 F.2d 209
    , 213 n.3 (1st Cir. 1991) (citing Klaxon Co. v. Stentor
    Elec. Mfg. Co., 
    313 U.S. 487
     (1941) and Bi–Rite Enters. v. Bruce
    Miner Co., 
    757 F.2d 440
    , 442 (1st Cir. 1985)).             "Massachusetts
    follows 'a functional choice-of-law approach that responds to the
    - 10 -
    interests of the parties, the States involved, and the interstate
    system as a whole.'"   UBS Fin. Servs., Inc. v. Aliberti, 
    133 N.E.3d 277
    , 288 n.12 (Mass. 2019) (quoting Bushkin Assocs., Inc. v.
    Raytheon Co., 
    473 N.E.2d 662
    , 668-70 (Mass. 1985)); see also Hisert
    v. Haschen, 
    980 F.3d 6
    , 8 (1st Cir. 2020) (acknowledging functional
    approach).   "Under the functional approach, the forum applies the
    substantive law of the state which has the more significant
    relationship to the transaction in litigation."      Hendricks, 
    923 F.2d at
    213 n.3.    This approach in Massachusetts "is explicitly
    guided by the Restatement (Second) of Conflict of Laws (1971)
    [("Restatement")]," Aliberti, 133 N.E.3d at 288 n.12 (quoting
    Clarendon Nat'l Ins. Co. v. Arbella Mut. Ins. Co., 
    803 N.E.2d 750
    ,
    752 (Mass. App. Ct. 2004)) (alteration in original), which provides
    that "[a] court may not apply the local law of its own state to
    determine a particular issue unless such application of this law
    would be reasonable in the light of the relationship of the state
    and of other states to the person, thing or occurrence involved,"
    Restatement § 9 cmt. g.
    In their arguments to the district court, both parties
    relied heavily on a Massachusetts Appeals Court case holding that
    a salesman telecommuting much of the time from his residence in
    Florida while working for a Massachusetts company could avail
    himself of the MWA because Massachusetts had "by far the most
    significant relationship" to the defendant-employer as a citizen
    - 11 -
    of    Massachusetts     and    to   the        plaintiff-salesman's          employment
    relationship with the defendant.                Dow v. Casale, 
    989 N.E.2d 909
    ,
    914 (Mass. App. Ct. 2013).10                   The Massachusetts Appeals Court
    highlighted       several     characteristics          of   the    parties     and   the
    employment relationship, including:                    the defendant-employer was
    headquartered in Massachusetts; all of the defendant-employer's
    physical    facilities      were    in    the     Commonwealth;       the    plaintiff-
    salesman     traveled       throughout          the     country      --     essentially
    "untethered to any particular work place" -- but performed the
    same work tasks whether he was home in Florida, traveling around
    the country, or in the defendant-employer's Massachusetts office;
    all    of   the   plaintiff-salesman's            work      --    regardless    of   the
    geographic location of the performance -- benefited the defendant-
    employer at its base in Massachusetts; the plaintiff-salesman's
    business     cards     provided          the     defendant-employer's           contact
    information as his contact information; his paychecks were issued
    in    Massachusetts;     he    worked      from       the   Massachusetts      facility
    We note that "[w]hile decisions of a state's intermediate
    10
    appellate court are not binding on a federal court sitting in
    diversity, such opinions are entitled to some weight." Vt. Mut.
    Ins. Co. v. Zamsky, 
    732 F.3d 37
    , 42 (1st Cir. 2013). Moreover,
    "[w]e have consistently followed the decisions of state
    intermediate appellate courts in the absence of convincing
    evidence that the state's highest court would decide otherwise."
    Torres-Ronda v. Nationwide Mut. Ins. Co., 
    18 F.4th 80
    , 84 (1st
    Cir. 2021).
    - 12 -
    several times a year; and his employment agreement stated it was
    "governed by and interpreted under" Massachusetts law.         
    Id.
    In rendering its decision, the district court contrasted
    these details with the characteristics of Viscito's and NPC's
    working relationship, highlighting that NPC had a more significant
    relationship with California than Massachusetts because it is
    headquartered in California, had no employees in Massachusetts,
    and registered in Massachusetts as a broker-dealer for regulatory
    purposes only.    In addition, other than the annual in-person audit
    of Viscito's Massachusetts branch office, NPC provided all of its
    services to Viscito at his Florida address (e.g., tax forms,
    commission statements, online trainings) and all of the income
    Viscito generated for NPC benefited NPC at its home base in
    California.      Moreover,   the   Independent   Contractors   Agreement
    provided that it would be subject to California law.11 The district
    court also pointed out that Viscito spent more than half of his
    time working from Florida and that his tie to Massachusetts was
    his business interest in VFS but that neither VFS nor its employees
    11 The Independent Contractors Agreement governing the
    relationship between Viscito and NPC indeed included a forum
    selection clause stating that the contract "shall be subject to
    California law, without giving effect to its choice of law
    provisions."    As the district court noted, however, the
    Massachusetts Supreme Judicial Court says that a contract's
    choice-of-law clause does not govern a Wage Act claim when (as
    here) the choice-of-law clause doesn't explicitly refer to and
    include statutory causes of action. Melia v. Zenhire, Inc., 
    967 N.E.2d 580
    , 590 (Mass. 2012).
    - 13 -
    had a direct relationship with NPC. Ultimately, the district court
    concluded that "Massachusetts had a tenuous connection to the
    relationship between NPC and [Viscito, and] California and Florida
    had more significant ties"; the application of Massachusetts'
    choice-of-law principles meant the MWA is inapplicable.
    Viscito offers a few ideas to us about why the district
    court erred in concluding the MWA is inapplicable to his employment
    relationship with NPC.12      The gist of his main argument targets why
    he thinks the district court's actual application of the most
    significant      relationship   standard        went   awry.      According     to
    Viscito,   the    district   court    "misstated       and   downplayed      facts"
    demonstrating     Massachusetts      is   the    state   that    has   the    most
    significant relationship to NPC and Viscito as well as to their
    employment    relationship.       Continuing,      Viscito      says   the    court
    12 We quickly dispense with his first line of attack, which
    we understand to be that the district court erred by applying the
    most significant relationship standard at all when, according to
    Viscito, the court should have only considered whether it was
    "reasonable" to conclude the MWA applied because neither NPC nor
    the court "identified any other state [wage] law . . . in conflict
    with the law of . . . Massachusetts." However, as NPC points out,
    we don't have to take up this argument because it's waived --
    Viscito argued for the application of Dow's most significant
    relationship standard to the district court and raises this
    argument for the first time on appeal. See Hisert, 980 F.3d at 8.
    We also note that Viscito argued for the application of the most
    significant relationship standard when he filed his first motion
    for partial summary judgment -- the one the district court denied
    without prejudice due to outstanding discovery issues. In this
    first motion, he did not utter a peep about the choice of law
    coming down to "reasonableness" only, as he now argues on appeal.
    - 14 -
    focused too narrowly on Viscito's physical location during the
    time he worked for NPC, ignoring that he was still a citizen of
    Massachusetts in 2013 when he signed the Independent Contractors
    Agreement in the first place.        Further, he says the court omitted
    a discussion of the fact that most of the revenue Viscito generated
    for NPC was from accounts opened and maintained in Massachusetts
    for Massachusetts residents with account transactions documented
    in Massachusetts.      Therefore, the district court erred in relying
    on Viscito's interest in VFS as the only significant relationship
    point for Viscito to Massachusetts.
    For its part, NPC says the district court got it right
    when   it    applied   the   Massachusetts    functional         choice-of-law
    standard to the undisputed material facts and, in consequence,
    concluded    Massachusetts    does   not    have    the   most    significant
    relationship to Viscito's employment affiliation with NPC.                  NPC
    contends Viscito has not shown why the details he wants emphasized
    should be viewed as dispositive in his favor and that each of the
    employment characteristics considered in Dow (the state where the
    employer's    headquarters    is   located,   the    place(s)      the   worker
    performed the work, the frequency of interactions between the
    worker and the employer in Massachusetts, whether another state
    has a significant connection to the worker and work performance,
    and whether the contract between the worker and employer has a
    - 15 -
    choice-of-law provision, see 989 N.E.2d at 914) weigh against the
    application of Massachusetts law here.
    We believe NPC has the better argument.   The undisputed
    summary judgment record as we have reviewed it afresh indicates
    the district court was not wrong to conclude Viscito had spent
    more than half of his time in Florida while he was affiliated with
    NPC.13    Viscito clearly managed his relationships with his clients
    more often from Florida than in person in Massachusetts. Moreover,
    when Viscito was in Massachusetts, all of his contacts were with
    his own company and his clients, and not (other than the single
    13In his opening brief, Viscito seems to be asserting that a
    factual dispute exists about how much time he spent in Florida.
    But in doing so, he leaves us emptyhanded as to what he believes
    to be the legal significance of such a contention here.     Viscito
    does not attempt to argue that this dispute created a genuine issue
    of fact that should have precluded summary judgment. Perhaps this
    is so because the record belies such an assertion.       NPC, using
    Viscito's travel and business records, provided in its summary
    judgment documents a detailed breakdown of when Viscito was
    physically present in Massachusetts and Florida. Viscito did not
    respond or attempt to controvert this evidence, and so NPC's
    statement of undisputed facts about Viscito's time spent in
    Massachusetts as opposed to Florida is deemed admitted.         See
    Frappier v. Countrywide Home Loans, Inc., 
    645 F.3d 51
    , 56 (1st
    Cir. 2011). He also did not provide any materials of his own to
    support his general affidavit averment that he was "regularly in
    Massachusetts for large parts of the year." This general statement
    does not create a genuine dispute about the amount of time Viscito
    spent in Massachusetts because NPC's evidence is not in fact
    inconsistent with this statement. As this court has said before,
    "[t]he summary judgment stage is the put up or shut up moment in
    litigation." Garmon v. Nat'l R.R. Passenger Corp., 
    844 F.3d 307
    ,
    316 (1st Cir. 2016) (quoting Jakobiec v. Merrill Lynch Life Ins.
    Co., 
    711 F.3d 217
    , 226 (1st Cir. 2013)). Therefore, to the extent
    Viscito is arguing that the district court somehow erred in deeming
    the factual record undisputed, he is mistaken.
    - 16 -
    audit every year) with any representative of NPC.                              And, contrary
    to Viscito's contention that the district court leaned too heavily
    on his physical location in its analysis to determine whether
    Massachusetts       had       the      most    significant          relationship      to    the
    affiliation      between         NPC    and    Viscito,       the    court     appropriately
    considered       the      fact      that      Viscito        was    located      outside      of
    Massachusetts as only one of several factors in the mix -- a mix
    that    also     included        consideration          of    the        location    of    NPC's
    headquarters        and     physical          facilities,          the    location    of    its
    employees, the frequency with which NPC had contact with Viscito
    in Massachusetts compared to Florida, the state in which NPC
    benefited from Viscito's work as an IAR, and Viscito's business
    interests in Massachusetts.                See Dow, 989 N.E.2d at 914-15.                  While
    in Dow the Appeals Court deemed the plaintiff's mobile work around
    the    country    to      have      "occurred"     in    Massachusetts           because    the
    plaintiff's       work        always       benefited          the        Massachusetts-based
    defendant and did not benefit any other state given the dynamics
    of the working relationship, here Viscito's work, performed more
    often from Florida than Massachusetts -- albeit for some customers
    who    may   have      been      Massachusetts         residents          --   benefited     the
    California-based NPC in California because NPC did not have any
    facilities or employees in Massachusetts.
    But not so fast, says Viscito.                      Had the district court
    properly applied the most significant relationship standard to the
    - 17 -
    facts here, it would have weighed them differently and concluded
    Massachusetts     has    the       most    significant          relationship    to    the
    employment connection between Viscito and NPC.                            What Viscito
    focused on below (and does again here) was on details of his work
    with NPC such as keeping his clients' physical files at the
    Massachusetts branch          office, displaying the                Massachusetts     VFS
    address on all of his NPC-approved marketing materials, initially
    providing services to many of his clients in Massachusetts, and
    maintaining the greatest share of his assets under management with
    Massachusetts resident account holders.                       The district court, says
    Viscito, was also wrong because it did not give any weight to
    Massachusetts     as    the    place       where    Viscito       generated    fees   and
    commissions     for    NPC    as    part    of     the    "core    of   the   employment
    relationship" factor.              Dow, 989 N.E.2d at 914 & n.12 (quoting
    Cormier v. Pezrow New England, Inc., 
    771 N.E.2d 158
    , 163 (Mass.
    2002)).    But again, he is incorrect.                 That the district court did
    not explicitly identify the fees and commissions generated from
    the clients and documented in files located in Massachusetts as
    deserving more weight than the other undisputed details of the
    working relationship was not error.                    The district court did find,
    for example, that "[r]egardless of where [Viscito] worked, the
    income    he   generated      benefitted         NPC     in    California,"    that   NPC
    provided all of its services to Viscito from California, and that,
    other than the annual audit, NPC did not require Viscito to train
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    or work in Massachusetts.    Clearly the district court considered
    the specific characteristics and the nature of the industry, the
    revenue and income Viscito generated, and the significance of these
    facts within the mix of factors for the choice-of-law analysis.
    Therefore,   for   the   reasons   discussed   herein,   we
    conclude, like the district court, that Massachusetts is not the
    state with the most significant connection to the employment
    relationship between NPC and Viscito, and NPC is entitled to
    summary judgment on Viscito's Massachusetts statutory claims.14
    14Viscito makes two other arguments in his appeal but both
    are waived.    First, he says the district court should have
    concluded that Massachusetts has personal jurisdiction over NPC
    and that the exercise of jurisdiction over NPC based on its
    presence in Massachusetts is consistent with due process. As NPC
    points out, this argument is raised for the first time in this
    appeal and is therefore waived for Viscito's failure to raise it
    first to the district court.    See Johnson v. Johnson, 
    23 F.4th 136
    , 143 (1st Cir. 2022). Even so, Dow is clear that the choice-
    of-law doctrine is a better frame of analysis than personal
    jurisdiction in this precise situation, see 989 N.E.2d at 913, and
    NPC has not advanced any jurisdictional challenges.
    Second, Viscito asserts that "Massachusetts has a fundamental
    policy interest in enforcing the [MWA]" and neither NPC nor the
    district court identified another state with a public policy
    interest in NPC's relationship with Viscito.      NPC says Viscito
    also waived this argument for failure to raise it below. Viscito
    replies that he did assert Massachusetts' strong policy interest
    in the enforcement of the MWA to the district court, and the record
    shows that this argument was indeed included in his motion for
    partial summary judgment.        However, other than asserting
    Massachusetts' stated policy interest in enforcing the MWA,
    Viscito does not develop an argument here (and did not below) about
    how Massachusetts' stated policy interest can show that his
    employment relationship with NPC is so significantly related to
    Massachusetts that the district court was wrong to conclude
    Massachusetts law is inapplicable.
    - 19 -
    WRAP UP
    All that's left to say is the district court's judgment
    is affirmed and each party shall bear its own costs.
    - 20 -