James Beggs v. American Bankers Insurance ( 2020 )

UNPUBLISHED
UNITED STATES COURT OF APPEALS
FOR THE FOURTH CIRCUIT
No. 19-1859
JAMES BEGGS; JOYCE BEGGS,
Plaintiffs - Appellants,
v.
AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA, d/b/a
Assurant; GEICO INSURANCE AGENCY; CUNNINGHAM LINDSEY U.S. LLC,
f/k/a Cunningham Lindsey U.S. Inc.,
Defendants - Appellees.
Appeal from the United States District Court for the Eastern District of Virginia, at
Newport News. Arenda L. Wright Allen, District Judge. (4:17-cv-00110-AWA-DEM)
Submitted: April 16, 2020 Decided: April 20, 2020
Before GREGORY, Chief Judge, and WYNN and DIAZ, Circuit Judges.
Affirmed by unpublished per curiam opinion.
James Beggs, Joyce Beggs, Appellants Pro Se. Dustin Mitchell Paul, VANDEVENTER
BLACK, LLP, Norfolk, Virginia; Richard Alan Saunders, FURNISS, DAVIS,
RASHKIND & SAUNDERS, Norfolk, Virginia; Chad Ervin Kurtz, COZEN O’CONNOR,
Washington, D.C., for Appellees.
Unpublished opinions are not binding precedent in this circuit.
PER CURIAM:
James and Joyce Beggs appeal the district court’s order dismissing their second
amended complaint for failure to state a claim upon which relief can be granted. The
Beggses sought to challenge the denial of coverage under the flood insurance policy issued
to them by Defendant American Bankers Insurance Company of Florida under the National
Flood Insurance Program, which was created pursuant to the National Flood Insurance Act
of 1968, 42 U.S.C. § 4001 (2018). We have reviewed the record and find no reversible
error. Accordingly, we grant the Beggses’ motion to amend their informal reply brief, and
we affirm for the reasons stated by the district court. Beggs v. Am. Bankers Ins. Co. of
Fla., No. 4:17-cv-00110-AWA-DEM (E.D. Va. July 25, 2019). We dispense with oral
argument because the facts and legal contentions are adequately presented in the materials
before this court and argument would not aid the decisional process.
AFFIRMED
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