Home Funds Direct v. Monroy (In re Monroy) , 650 F.3d 1300 ( 2011 )

ORDER

The decisions of the Bankruptcy Courts are affirmed for the reasons given by the Bankruptcy Appellate Panel in its published opinion in In re Herrera, 422 B.R. 698 (9th Cir. BAP 2010), filed January 5, 2010 and attached as an appendix to this order. [Editor’s Note: Appendix Omitted for Purposes of Publication]1