U.S. Bank, N.A. ( 2015 )

IN THE SUPERIOR COURT OF THE STATE OF DELAWARE
IN AND FOR SUSSEX COUNTY
U.S. Bank, N.A., AS TRUSTEE ON : C.A. No: S13L-09-021 RFS
BEHALF OF SASCO MORTGAGE LOAN : PARCEL NO. 2-31-13-00-24.14
TRUST 2007-RNP1, Assignee of : In Rem
AURORA LOAN SERVICES, LLC., : In Personam
Assignee of CIT GROUP / CONSUMER :
\FINANCE, INC., Assignee of : Scire Facias Sur Mortgage
WILMINGTON FINANCE, INC., : Mortgage Book 08813, Page 296
Assignee of FRANK. J. Weaver, INC., DBA : Assignment Book 09448, Page 00165
ATLANTIC HOME EQUITY, Plaintiff, : Assignment Book 09620, Page 00118
: Assignment Book 10705, Page 26
vs. : Assignment Book 13344, Page 00261
:
ROSEMARY S. MARTIN and TROY :
SMITH, Defendants :
MEMORANDUM OPINION
Order Denying Motion to Stay Confirmation
Date Submitted: April 29, 2015
Date Decided: May 6, 2015
Christina J. Pross, Esq., Mattleman Weinroth & Miller, PC, 24278 Concord
Pond Road, Seaford DE 19973, Attorney for Plaintiff
Troy Smith, 24278 Concord Pond Road, Seaford, DE 19973, Defendant, Pro
Se
STOKES, J.
1
Order Denying Motion to Stay Confirmation
The defendant, Troy O. Smith, (“Smith”) pled a motion to stay confirmation
and seeks to set aside the foreclosure sale. Smith requested a pretrial hearing by
pleadings filed on April 29 and May 5, 2015. The public sale was held on April
21, 2015 and confirmation of the sale is schedule for May 8, 2015. Upon review,
the motion is denied and the pleading reasons and confirmation will proceed in due
course for the following reasons.
The docket reveals the mortgage foreclosure was held on September 15,
2013. Mediation efforts were made between December 2013 and April 2014. On
April 16, 2014, after a second conference, the mediation process was unsuccessful
and the foreclosure process was resumed. On June 11, 2014 default judgment was
filed and entered. On July, 10 2014, the execution process began and a sheriff’s
sale was scheduled for September 16, 2014. The sale was stayed because of a
bankruptcy filing. A bankruptcy order dismissed this plea and barred subsequent
pleadings for two years. Another execution writ was issued February 4, 2015. The
sale was held on April 21, 2015 and the defense pleadings were thereafter pled.
2
When a defendant requests the Superior Court to stay confirmation and to
not order a note, this Court does not look to the prejudgment orders. Rather this
Court reviews the execution process to see if the sale procedures were proper.1
The long standing practice in Delaware when land is sold pursuant to an
appropriate execution process when “there are no objections made to the sale, the
sale is confirmed at the return term of the writ, as a matter of course, without any
act or decree of the court; and a sale so confirmed is final in its character and
effect, and cannot afterwards be inquired into, nor can its validity be controverted
collaterally.” 2 Delaware Superior Court Civil Rule 69 echoes this practice
providing “sheriff’s sales not objected to … shall … be confirmed as a matter of
course.” 3
“Delaware Superior Court’s judicial scrutiny of the sheriff’s sale only
examines whether the defaulting obligor has received just treatment in the
execution process.4” In other words, this Court “is not vested with de novo power
to set aside the sale for whatever reason the Court pleases.” 5 There is a limited
1
See, 59A C.J.S. Mortgages § 1156 (explaining generally “the only questions which may be
considered are those which pertain to the sale proceedings” at a “hearing afforded to a
mortgagor”); Matter of Spencer, 1990 WL 65946 (D. Del. May 18, 1990) (describing the scope
“[t]he Delaware Superior Court’s power to confirm a sheriff’s sale is strictly limited and thus not
akin to the power normally exercised by an offeree to freely decline any offer”).
2
Volume 2, Woolley, Del. Practice § 1107.
3
Super. Ct. Crim. R. 69.
4
Matter of Spencer, 1990 WL 65946 (1990) (internal citations removed) (emphasis removed).
5
Id.
3
scope of inquiry available to this Court consistent with the general authority
Delaware courts have “over its own processes which the court would exert in any
other case, for the correction of abuses of the prevention of injury.” 6
Accordingly, issues decided when a sheriff’s sale is confirmed generally
include whether “the sale was improperly noticed or advertised, that the sale
brought a grossly inadequate price, or that fraud, mistake or misconduct occurred
in the sale.”7 Here, Smith has not raised any objections regarding the notice
provided, adequacy of the price or validity of the sale. 8 As such, “when there is
6
Id.; see also, Petition of Seaford Hardware Co., 132 A. 737, 738 (Del. Super. 1926).
7
Second Nat. Bldg. & Loan, Inc. v. Sussex Trust Co., 508 A.2d 902, 906 (Del. Super. 1985); see
also, Matter of Spencer, 1990 WL 65946 (1990) (providing “[t]he Delaware Superior Court is
thus only concerned with defense in such matters as the service of process, the advertisement of
the sale and description of the property in the levy, whether the price obtained was an
‘inadequacy of price sufficiently great to shock the sense of the Court’”) (internal citations
removed).
8
Def.’s Mot. Requesting Stay of Confirmation; Def.’s Petition to Set Aside Foreclosure Sale,
Answer and Counter Claim.
4
not an objection, the Delaware Superior Court performs, without judicial scrutiny
or consideration of the agreement of sale, the merely ministerial task of approving
the sale.”9 Accordingly, this Court is tasked with approving the sale.10
Assuming the defense’s contentions are true, for purposes of this matter
only, all of the contentions in paragraphs 3–10 relate to matters that were before
this judgment. As a matter of law, these contentions are not sufficient to prevent
confirmation nor do they present a proper purpose to set aside the sale.
Considering the above-mentioned reasons, this motion to stay confirmation
and to not order the sale is summarily denied.
IT IS SO ORDERED.
/s/ Richard F. Stokes
_______________________________
Richard F. Stokes
cc: Prothonotary
9
Matter of Spencer, 1990 WL 65946 at 482 (1990).
10
Id.
5