Dennis G. Kral. Ltd v. JP Morgan Chase Bank, N.A. , 2022 IL App (1st) 210075-U ( 2022 )


Menu:
  •                                    
    2022 IL App (1st) 210075-U
    SIXTH DIVISION
    January 21, 2022
    No. 1-21-0075
    NOTICE: This order was filed under Supreme Court Rule 23 and is not precedent except in the
    limited circumstances allowed under Rule 23(e)(1).
    IN THE
    APPELLATE COURT OF ILLINOIS
    FIRST DISTRICT
    )          Appeal from the
    DENNIS G. KRAL, LTD.,
    )          Circuit Court of
    )          Cook County
    Plaintiff-Appellant,
    )
    )          No. 19 L 11983
    v.
    )
    )          The Honorable
    JPMORGAN CHASE BANK, N.A.,
    )          Lloyd J. Brooks and
    )          Scott D. McKenna,
    Defendant-Appellee.
    )          Judges, presiding.
    PRESIDING JUSTICE PIERCE delivered the judgment of the court.
    Justices Harris and Oden Johnson concurred in the judgment.
    ORDER
    ¶1     Held: The judgment of the circuit court is affirmed. Defendant’s tender mooted plaintiff’s
    breach of contract claim. The circuit court’s judgment dismissing plaintiff’s
    complaint is affirmed, but we remand for further proceedings to calculate plaintiff’s
    court costs incurred prior to defendant’s tender. The circuit court did not err by
    striking plaintiff’s amended complaint where it was filed without leave of court.
    ¶2     Plaintiff, Dennis G. Kral, Ltd., sued defendant, JPMorgan Chase Bank, N.A., for breach of
    contract and other theories for failing to refund plaintiff after a third party used forged checks to
    make draws on plaintiff’s checking account. The circuit court dismissed plaintiff’s count I breach
    of contract claim as moot, as defendant had tendered the amount requested in the breach of contract
    No. 1-21-0075
    claim, dismissed plaintiff’s count II “unjust enrichment and fraud” claim without prejudice, and
    gave plaintiff time to replead count II. After the time for repleading lapsed, plaintiff filed a motion
    to reconsider the dismissal order and for leave to file an amended complaint. The circuit court
    denied the motion to reconsider in a written order but did not address plaintiff’s request to file an
    amended complaint. Plaintiff filed an untimely amended complaint without leave of court, which
    the circuit court struck, finding that the denial of plaintiff’s motion to reconsider was a final order.
    ¶3     On appeal, plaintiff argues the circuit court erred by denying plaintiff’s motion for
    summary judgment on count I of its initial complaint and erred by dismissing its amended
    complaint. Defendant addresses plaintiff’s arguments on the merits, but also argues we lack
    jurisdiction over plaintiff’s appeal because the notice of appeal was untimely, and plaintiff’s notice
    of appeal identifies orders that the circuit court did not enter. Defendant further contends we should
    strike plaintiff’s appellate brief and dismiss this appeal for plaintiff’s violations of Rule 341. We
    affirm the circuit court’s judgment and remand for the limited purpose of allowing plaintiff to
    recover court costs incurred prior to defendant’s tender.
    ¶4                                       I. BACKGROUND
    ¶5     Plaintiff filed a two-count complaint against defendant and made the following allegations.
    Count I was styled as a breach of contract claim. Plaintiff had a checking accounting with
    defendant. In August 2016, defendant alerted plaintiff to an out-of-sequence check drawn on
    plaintiff’s account for $2000, payable to Janeea C. Robinson. Plaintiff denied issuing the check.
    After meeting with a bank officer, plaintiff received assurances that the check would not be
    processed. In February 2017, plaintiff discovered defendant processed three other checks in the
    amounts of $420, $421, and $425, drawn on his checking account that were out of sequence,
    appeared to be photocopies, and lacked any signature. Defendant advised plaintiff it would
    2
    No. 1-21-0075
    investigate, but later denied plaintiff’s request for reimbursement. In October 2019, defendant
    alerted plaintiff to another suspicious check in the amount of $6425, and plaintiff confirmed it was
    a forgery. Defendant’s officer advised plaintiff to close the checking account and open a new
    account. While opening the new account, plaintiff learned of four additional forged checks drawn
    on the account, each for $425. Defendant credited plaintiff’s new checking account with $6425.
    Plaintiff later learned the funds in his account “were held/frozen for over a week.” Defendant
    denied plaintiff’s request for reimbursement of the four $425 checks totaling $1700.
    ¶6     Count II was styled as “Unjust Enrichment & Fraud.” Plaintiff alleged defendant routinely
    denied requests for reimbursement for smaller dollar amounts, in breach of its fiduciary duties to
    protect account holders. Defendant’s actions were willful and without justification. Plaintiff sought
    punitive damages exceeding $50,000.
    ¶7     Defendant moved to dismiss the entire complaint as moot pursuant to section 2-619(a)(9)
    of the Code of Civil Procedure (Code) (735 ILCS 5/2-619(a)(9) (West 2020)) because it
    reimbursed plaintiff $1700 in January 2020, and alternatively moved to dismiss count II pursuant
    to section 2-615 of the Code (id. § 2-615) because count II failed to adequately allege fraud or
    unjust enrichment.
    ¶8     The circuit court entered a briefing schedule and scheduled a hearing date. Plaintiff
    responded in a document styled “Answer to Defendant’s Motion to Dismiss Plaintiff’s Complaint
    Pursuant to 735 ILCS 5/2-615 & 619.” The substance of its response, however, was a motion for
    summary judgment on count I of its complaint, arguing that defendant “admit[s] that it owed
    Plaintiff the reimbursement of the forged checks.” Plaintiff argued that the motion to dismiss
    should be denied and summary judgment entered in plaintiff’s favor, and that plaintiff would
    “acknowledge the receipt of the principal amount paid and provide a release and satisfaction on
    3
    No. 1-21-0075
    Count I upon receipt of its court costs to date.” It also argued that defendant only deposited the
    $1700 after plaintiff filed its complaint in a “transparent attempt to avoid a judgment/recovery on
    Count I which is a requirement to recover damages under Count II.” Plaintiff did not directly
    respond to the arguments raised in defendant’s section 2-615 motion to dismiss count II, or
    defendant’s 2-619 motion to dismiss the complaint in its entirety. In reply, defendant asserted that
    count I was moot because defendant tendered everything plaintiff requested in count I, and plaintiff
    did not respond to the motion to dismiss count II.
    ¶9      On April 30, 2020, the circuit court entered a written order1 dismissing count I with
    prejudice pursuant to section 2-619 of the Code, finding that defendant’s tender of the full amount
    requested mooted the breach of contract claim, and plaintiff did not identify any additional relief
    it could obtain under count I. The circuit court dismissed count II without prejudice pursuant to
    section 2-615 of the Code, finding that plaintiff could not pursue an unjust enrichment claim
    because plaintiff had an available legal remedy, and plaintiff failed to allege any misrepresentation
    to support a fraud claim. Plaintiff was granted 28 days to replead.
    ¶ 10    Plaintiff did not file an amended complaint within 28 days of the circuit court’s April 30,
    2020, order. On August 5, 2020, plaintiff filed a “Memorandum in Response to Defendant’s
    Memorandum and Motion to Dismiss,” even though the circuit court already granted defendant’s
    motion in the April 30 order.
    ¶ 11    On September 2, 2020, plaintiff filed a motion to vacate and reconsider the circuit court’s
    April 30 order, and for additional time to file an amended complaint. Plaintiff asserted that, due to
    the Covid-19 pandemic, it did not know defendant was proceeding on its motion to dismiss on
    1
    We note that the circuit court’s order shows the circuit court contacted the parties and advised that
    no oral argument was necessary and “[n]o party had raised an objection to the Court taking the matter under
    advisement and ruling without oral argument.”
    4
    No. 1-21-0075
    April 30, 2020, and had “asked that the [defendant’s] attorney confirm no action would be taken
    as plaintiff intended to file a [m]emorandum opposing the issue of mootness.” Attached to
    plaintiff’s motion was an e-mail to defendant’s counsel dated April 23, 2020, that says in its
    entirety, “Maybe there is something I don’t know but the court is closed on that day and hasn’t
    been reset. Please confirm.” Plaintiff accused defendant of proceeding on its motion to dismiss
    ex parte and claimed that it did not receive the dismissal order until August 2020.
    ¶ 12   On September 9, 2020, Judge Brooks denied plaintiff’s motion to vacate and reconsider in
    a written order. Judge Brooks explained he received all the briefing on the motion to dismiss, e-
    mailed the parties indicating the motion had been taken under advisement, and e-mailed the order
    to the parties “using the e-mail addresses the Court could obtain from the record.” Judge Brooks’s
    order did not expressly address plaintiff’s request for leave to file its amended complaint; the order
    concludes “[t]he motion to reconsider is denied.”
    ¶ 13   On October 15, 2020, plaintiff filed a one-count amended complaint alleging breach of
    fiduciary duty. Defendant moved to strike the amended complaint, as it was not filed within 28
    days of the April 30 order and was filed without leave of court. On December 29, 2020, after
    briefing, Judge McKenna struck the amended complaint, finding it “null and void.” Judge
    McKenna explained that Judge Brooks’s September 9 order denying plaintiff’s motion to vacate
    and reconsider “is and was a final order dismissing this action with prejudice, including Counts I
    and II of Plaintiff’s original Complaint.”
    ¶ 14   Plaintiff filed a notice of appeal on January 26, 2021, identifying the circuit court’s April
    30, 2020, order “denying Plaintiff’s Motion for Summary Judgment as to Count I” and December
    29, 2020, order “dismissing Plaintiff’s Amended Complaint.”
    5
    No. 1-21-0075
    ¶ 15                                    II. JURISDICTION
    ¶ 16   Before addressing plaintiff’s arguments, we address defendant’s contention that we lack
    jurisdiction over plaintiff’s appeal. Defendant first argues the circuit court’s April 30, 2020, order
    dismissing both counts of the complaint became final on September 9, 2020, when the circuit court
    denied plaintiff’s motion to vacate, reconsider, and for an extension of time to file an amended
    complaint. Defendant argues plaintiff’s January 26, 2021, notice of appeal was not filed within 30
    days of September 9, 2020, so this court lacks jurisdiction. Second, defendant argues plaintiff’s
    notice of appeal, even if timely, failed to adequately identify the judgments from which it appeals.
    The circuit court dismissed count I of the complaint pursuant to section 2-619 of the Code and
    struck the amended complaint, yet plaintiff’s notice of appeal identifies a nonexistent denial of
    summary judgment and refers to a dismissal of the amended complaint. Plaintiff’s reply brief offers
    no legal argument related to jurisdiction. Instead, it contends that its notice of appeal was filed
    within 30 days of the circuit court’s December 29, 2020, order.
    ¶ 17   The statement of jurisdiction in plaintiff’s appellate brief says that “this case is
    appealed *** from the lower’s dismissal of plaintiff’s count I as moot and dismissal of plaintiff’s
    amended complaint pursuant to 735 ILCS 5/2-615.” Plaintiff’s statement does not comply with
    Rule 341(h)(4)(ii) (eff. Oct. 1, 2020) because it does not identify the supreme court rule that
    confers this court with jurisdiction. Furthermore, plaintiff offers no explanation or argument
    regarding the finality and appealability of the circuit court’s orders.
    ¶ 18   Rule 301 provides “Every final judgment of a circuit court in a civil case is appealable as
    a matter of right.” Ill. S. Ct. R. 301 (eff. Feb. 1, 1994). Rule 303(a) provides a notice of appeal
    must be filed within 30 days of the circuit court’s final judgment, or within 30 days of the circuit
    court’s order disposing of the last timely postjudgment motion. Ill. S. Ct. R. 303(a) (eff. July 1,
    6
    No. 1-21-0075
    2017). The crux of defendant’s jurisdictional argument is that the circuit court’s September 9,
    2020, order was the final judgment order in this case because the circuit court denied plaintiff leave
    to file an amended complaint. We do not agree.
    ¶ 19   The circuit court’s April 30, 2020, order was interlocutory because plaintiff had the
    opportunity to replead. Richter v. Prairie Farms Dairy, Inc., 
    2016 IL 119518
    , ¶ 25 (citing Palm v.
    2800 Lake Shore Drive Condominium Ass’n, 
    2013 IL 110505
    , ¶ 21). “[W]here *** the circuit
    court dismisses a complaint, and specifies a number of days for filing an amended complaint, the
    court retains jurisdiction to allow the amended complaint to be filed even after the time period has
    expired.” Id. ¶ 28. Plaintiff did not file an amended complaint within the time prescribed by the
    circuit court, but that did not automatically mean the case was over; the circuit court, in its
    discretion, still could permit an amended pleading. See id. ¶ 35. The circuit court’s order
    dismissing counts I and II of the initial complaint became final on December 29, 2020, when the
    circuit court struck plaintiff’s amended complaint because, until that date, the circuit court never
    entered an order dismissing the case.
    ¶ 20   Defendant contends the circuit court denied plaintiff leave to amend on September 9, 2020,
    when the circuit court denied plaintiff’s motion to vacate and reconsider. We disagree because the
    circuit court’s September 9, 2020, order only denied plaintiff’s motion to reconsider the dismissal
    of count I with prejudice. The circuit court’s September 9, 2020, order did not grant or deny
    plaintiff’s request for leave to file an amended complaint and, notably, the circuit court did not
    enter any order dismissing the case and at no point did defendant move the circuit court for the
    entry of a final order dismissing the case. Under these circumstances, we find the circuit court’s
    September 9, 2020, order was not a final order because it did not address plaintiff’s motion for
    leave to file an amended complaint or dismiss the case.
    7
    No. 1-21-0075
    ¶ 21   That leaves the circuit court’s December 29, 2020, order as the only plausible final and
    appealable order. In the December 29 order, Judge McKenna granted defendant’s motion to strike
    plaintiff’s amended complaint, finding Judge Brooks’s September 9 order denying reconsideration
    “is and was a final order dismissing this action with prejudice, including [c]ounts I and II of
    [p]laintiff’s original [c]omplaint.” We have found that the circuit court’s September 9, 2020, was
    not a final order, and Judge McKenna’s comments were incorrect because Judge Brooks’s order
    did not foreclose plaintiff’s ability to replead. We find the circuit court’s December 29, 2020, order
    was final because, based on our reading of the record, Judge McKenna was not going to allow any
    further amendments or refiling, plaintiff never requested further leave to amend, and the
    proceedings were over at that point in time. An amended pleading filed without leave of court is a
    nullity and should be stricken. In re Estate of Zander, 
    242 Ill. App. 3d 774
    , 776-77 (1993)). The
    circuit court, in its discretion, could have given plaintiff an opportunity to further amend its
    complaint (735 ILCS 5/2-616(a) (West 2020) (“At any time before final judgment amendments
    may be allowed on just and reasonable terms ***”)), but did not. Instead, the contents of the
    December 29, 2020, order show the circuit court considered the case over. We find the circuit
    court’s December 29, 2020, order finally disposed of the claims in plaintiff’s original complaint
    and was a final and appealable order.
    ¶ 22   Next, defendant argues that even if the notice of appeal was timely, plaintiff’s notice of
    appeal did not adequately identify the orders from which it appeals. Plaintiff identifies the circuit
    court’s April 30, 2020, order “denying Plaintiff’s Motion for Summary Judgment as to Count I of
    its Complaint pursuant to 735 ILCS 5/2-1035 [sic],” and the circuit court’s December 30, 2020,
    order “dismissing plaintiff’s amended complaint under section 735 ILCS 2-5/615 [sic] ***.”
    Defendant argues the circuit court did not rule on plaintiff’s motion for summary judgment in its
    8
    No. 1-21-0075
    April 30, 2020, order, and the circuit court did not dismiss the amended complaint but instead
    struck the complaint as null and void. We find we have jurisdiction over plaintiff’s appeal.
    ¶ 23   A notice of appeal must “specify the judgment or part thereof or other orders appealed from
    and the relief sought from the reviewing court.” Ill. S. Ct. R. 303(b)(2) (eff. July 1, 2017). The
    filing of a notice of appeal is the jurisdictional step that initiates appellate review. General Motors
    Corp. v. Pappas, 
    242 Ill. 2d 163
    , 176 (2011). Without a properly filed notice of appeal, this court
    lacks jurisdiction. 
    Id.
     “A notice of appeal confers jurisdiction on a court of review to consider only
    the judgments or parts of judgments specified in the notice of appeal.” 
    Id.
    “The purpose of the notice of appeal is to inform the prevailing party that
    the other party seeks review of the trial court’s decision. [Citation.] The notice of
    appeal should be considered as a whole and will be deemed sufficient to confer
    jurisdiction on an appellate court when it fairly and adequately sets out the
    judgment complained of and the relief sought, thus advising the successful litigant
    of the nature of the appeal.” (Internal quotation marks omitted.) 
    Id.
    ¶ 24   Plaintiff’s notice of appeal, liberally construed, fairly and adequately sets out the judgments
    complained of. Plaintiff’s notice of appeal identifies two judgment dates: April 30, 2020, and
    December 29, 2020. Plaintiff’s notice of appeal describes the April 30, 2020, judgment as a denial
    of plaintiff’s motion for summary judgment, when in the fact the circuit court never expressly
    ruled on plaintiff’s motion for summary judgment and instead dismissed count I with prejudice
    pursuant to section 2-619 of the Code and count II without prejudice. The substance of plaintiff’s
    motion for summary judgment was that defendant’s tender of the full amount requested in count I
    was an admission of liability and was designed to avoid a judgment on count II. The circuit court’s
    judgment did not specifically address plaintiff’s motion for summary judgment on count I, but
    9
    No. 1-21-0075
    plaintiff’s notice of appeal clearly sought review of the circuit court’s disposition of count I.
    Further, we find plaintiff’s notice of appeal adequately described the circuit court’s December 29,
    2020, order; while plaintiff sought review of the circuit court’s order “dismissing” the amended
    complaint rather than “striking” the amended complaint, the result is the same: the circuit court
    denied plaintiff an opportunity to pursue the claims in the amended complaint. Liberally construing
    plaintiff’s notice of appeal, as we must, we find that it sufficiently described the judgments plaintiff
    sought to appeal. Further, defendant has not identified any confusion, prejudice, or surprise
    resulting from any inaccuracies in the notice of appeal.
    ¶ 25    For the reasons set forth above, we find we have jurisdiction to consider plaintiff’s appeal.
    ¶ 26                                       III. ANALYSIS
    ¶ 27    Defendant asserts that, even if this court has jurisdiction, we should strike plaintiff’s brief
    and dismiss the appeal due to the condition of plaintiff’s appellate brief. Defendant identifies
    numerous alleged deficiencies in plaintiff’s brief, including the failure to include an adequate table
    of contents (Ill. S. Ct. R. 341(h)(1)); identify the standard of review for any issue raised on appeal
    (Ill. S. Ct. R. 341(h)(3)); provide an adequate statement of jurisdiction (Ill. S. Ct. R. 341(h)(4); cite
    to the record on appeal to support plaintiff’s statement of facts and arguments (Ill. S. Ct. R.
    341(h)(6), (7)); and include materials required by Rule 342 in the appendix to plaintiff’s brief (Ill.
    S. Ct. R. 341(h)(9); Ill. S. Ct. R. 342 (eff. Oct. 1, 2019). We agree with defendant that plaintiff’s
    brief does not comply with our supreme court’s rules. We have the discretion to strike a brief and
    dismiss an appeal due to an appellant’s failure to comply with our supreme court’s mandatory rules
    governing appellate briefs. McCann v. Dart, 
    2015 IL App (1st) 141291
    , ¶ 12. Here, we decline to
    strike plaintiff’s brief or dismiss its appeal because the deficiencies in plaintiff’s brief are not so
    severe as to hinder our ability to understand the issues on appeal.
    10
    No. 1-21-0075
    ¶ 28    Turning to the merits, plaintiff first argues the circuit court erred by denying its motion for
    summary judgment on count I of the initial complaint. It contends the breach of contract claim was
    not mooted by defendant’s tender of $1700 to plaintiff because, in its view, the proper remedy was
    to enter judgment in plaintiff’s favor and grant plaintiff’s request for costs. Plaintiff appears to
    argue that the mootness doctrine only applies to class action cases in which the defendant tenders
    the full amount requested by a plaintiff seeking to represent a class. We find plaintiff has forfeited
    its appellate argument by failing to cite any authority to support its position. Ill. S. Ct. R. 341(h)(7)
    (eff. Oct. 1, 2020). Forfeiture aside, we disagree with plaintiff.
    ¶ 29    Plaintiff does not identify the standard of review for this issue. It is undisputed that the
    circuit court dismissed count I of the complaint as moot, and this court reviews a circuit court’s
    dismissal order de novo. Lutkauskas v. Ricker, 
    2015 IL 117090
    , ¶ 29.
    ¶ 30    Our supreme court has explained that a tender “ ‘is defined as “[t]he actual proffer of
    money, as distinguished from the mere proposal or proposition to proffer it.” ’ ” Joiner v. SVM
    Management, LLC, 
    2020 IL 124671
    , ¶ 39 (quoting McLean v. Yost, 
    273 Ill. App. 3d 178
    , 180
    (1995) (quoting Black’s Law Dictionary 1315 (5th ed. 1979))). A tender is “effective if it is for
    the entire amount owed” (id. ¶ 44) and must be produced rather than offered (id.). A tender admits
    liability. 
    Id.
     “When a defendant admits liability and provides the plaintiff with all the relief
    requested—as [the defendant] does with a tender—no controversy exists.” 
    Id. ¶ 46
    .
    ¶ 31    Here, after plaintiff filed suit seeking $1700 in damages, defendant deposited $1700 to one
    of plaintiff’s checking accounts. The record contains no evidence that plaintiff returned or
    otherwise rejected the $1700. Defendant admitted liability by giving plaintiff all the damages
    requested, resolving any controversy as to liability and damages on count I of plaintiff’s complaint.
    11
    No. 1-21-0075
    ¶ 32   Plaintiff asserts that in Joiner, our supreme court found that “tenders made to satisfy a
    demand, if made after filing of suit, should be made to the court.” 
    Id. ¶ 56
    . It contends defendant
    tendered the $1700 directly to plaintiff and therefore was not an effective tender. Plaintiff,
    however, forfeited this point by failing to raise it in the circuit court. At no time during the
    proceedings on defendant’s motion to dismiss did plaintiff assert the tender was ineffective
    because it was not deposited with the circuit court. Instead, plaintiff argued that defendant admitted
    liability, defendant deposited the $1700 into the incorrect checking account for plaintiff, and
    defendant’s tender did not cover plaintiff’s court costs. In fact, nothing in plaintiff’s response to
    the motion for summary judgment contested that a tender occurred; plaintiff objected to the
    dismissal of its claim because defendant had not paid plaintiff’s court costs. Plaintiff did not argue
    defendant’s tender was ineffective on grounds that defendant should have tendered the funds to
    the circuit court and has therefore forfeited any such argument on appeal. See Wells Fargo Bank,
    N.A. v. Maka, 
    2017 IL App (1st) 153010
    , ¶ 24 (“It is well settled that a party that does not raise an
    issue in the trial court forfeits that issue and may not raise it for the first time on appeal.”).
    Furthermore, defendant made its tender on January 17, 2020. The supreme court’s opinion in
    Joiner was filed on February 21, 2020. The supreme court explained that “future tenders made to
    satisfy a demand, if made after filing of suit, should be made to the court.” (Emphasis added).
    Joiner, 
    2020 IL 124671
    , ¶ 56. Here, at the time defendant made its tender, our supreme court had
    not yet announced the rule that an effective tender must be deposited with the circuit court. We
    find that defendant’s tender was effective to moot count I of plaintiff’s complaint.
    ¶ 33   While plaintiff does not develop and advance a clear argument regarding defendant’s
    failure to include costs in the tender, we find any failure to pay plaintiff’s court costs did not
    undermine the effectiveness of defendant’s tender. The supreme court in Joiner explained that it
    12
    No. 1-21-0075
    was unaware of any authority standing “for the proposition that a defendant who makes a tender
    prior to adjudication must somehow know and include costs *** in the tender ***.” 
    Id. ¶ 53
    . Here,
    an e-mail in the record shows that, before the circuit court dismissed count I, defendant’s counsel
    asked plaintiff “to tell me the amount of your costs,” and plaintiff refused. The record therefore
    reflects that defendant was willing to pay plaintiff’s costs, but plaintiff refused to tell defendant
    what costs plaintiff had incurred. By paying the full amount requested in count I and requesting
    that plaintiff notify defendant of its costs, defendant tendered complete relief on count I. All that
    remained was a tabulation of plaintiff’s costs. Defendant’s tender was therefore effective to moot
    count I of plaintiff’s complaint.
    ¶ 34    Nevertheless, the record reflects that the circuit court never considered recovery of
    plaintiff’s costs and thus never determined the amount of plaintiff’s costs. There is no dispute
    between the parties that plaintiff is entitled to its court costs for count I. The same was true in
    Joiner: the defendant’s tender was effective despite the defendant having not actually paid the
    plaintiff’s costs. The court explained: “If the tender fully satisfies the plaintiff’s demand absent
    costs and attorney fees, the court could then hold a hearing on costs *** before dismissing the case
    contingent upon payment of costs.” Joiner, 
    2020 IL 124671
    , ¶ 56. In the interest of judicial
    economy and for a prompt resolution of this relatively straightforward dispute, we believe the
    proper remedy is to affirm the circuit court’s judgment dismissing count I as moot but to remand
    for the limited purpose of allowing plaintiff to prove up its costs incurred prior to the tender.2 See
    735 ILCS 5/5-126 (West 2020) (allowing for “the costs of suit up to the time of making the
    tender.”).
    2
    We encourage the parties to resolve this issue through an agreed order, as the costs incurred prior
    to defendant’s tender should be easily ascertainable.
    13
    No. 1-21-0075
    ¶ 35   In sum, we find defendant’s tender of $1700 mooted count I of plaintiff’s complaint and
    we affirm the circuit court’s dismissal of counts I and II. We remand for the limited purpose of
    resolving the amount of costs to which plaintiff is entitled.
    ¶ 36   Plaintiff next contends the circuit court erred by dismissing its amended complaint.
    Plaintiff’s sole contention is that a bank owes a fiduciary duty to an account holder to protect the
    account holder’s money. Plaintiff, however, fails to cite to any relevant authority or to the record
    on appeal to support any aspect of its argument, in violation of Rule 341(h)(6), (7) (eff. Oct. 1,
    2020). Furthermore, defendant correctly argues that plaintiff does not identify in its brief whether
    it is arguing that its initial complaint or amended complaint sufficiently stated a cause of action for
    breach of fiduciary duty. We will not excuse plaintiff’s forfeiture where it has made virtually no
    effort to present this court with a legal argument that might justify reversal of the circuit court’s
    judgment. We again note that the circuit court’s actual judgment regarding the amended complaint,
    reflected in the December 29 order, was that it was stricken—an order that was within the circuit
    court’s discretion to enter where plaintiff filed an amended pleading without leave of court. We
    have no basis to conclude that the circuit court erred in any manner by striking the unauthorized
    amended complaint.
    ¶ 37                                     III. CONCLUSION
    ¶ 38   For the foregoing reasons, the judgment of the circuit court is affirmed. We remand to the
    circuit court for the limited purpose of allowing plaintiff to recover court costs incurred prior to
    defendant’s tender.
    ¶ 39   Affirmed and remanded.
    14