Schnippel Constr., Inc. v. Profitt , 2009 Ohio 5905 ( 2009 )


Menu:
  • [Cite as Schnippel Constr., Inc. v. Profitt, 
    2009-Ohio-5905
    .]
    IN THE COURT OF APPEALS OF OHIO
    THIRD APPELLATE DISTRICT
    SHELBY COUNTY
    SCHNIPPEL CONSTRUCTION, INC.,
    PLAINTIFF-APPELLANT,                                    CASE NO. 17-09-12
    v.
    JIM PROFITT, ET AL,                                             OPINION
    DEFENDANTS-APPELLEES.
    Appeal from Shelby County Common Pleas Court
    Trial Court No. 07CV000437
    Judgment Affirmed
    Date of Decision: November 9, 2009
    APPEARANCES:
    Timothy G. Pepper for Appellant
    Roger L. Sabo for Appellee
    Case No. 17-09-12
    PRESTON, P.J.
    I. Facts & Procedural History
    {¶1} Plaintiff-appellant, Schnippel Construction, Inc. (“Schnippel”),
    appeals the Shelby County Court of Common Pleas’ grant of summary judgment
    in favor of defendant-appellees Jim Profitt (“Profitt”) and Service Contract
    Administrators, Inc. (“SCA”). For the reasons that follow, we affirm.
    {¶2} Schnippel is an Ohio corporation and non-union contractor for
    private and public commercial construction projects in the State of Ohio.
    (Complaint, Doc. No. 2, ¶¶1, 5).       On or about October 4, 1996, Schnippel
    executed and adopted a welfare benefit plan sold by SCA through its trustee or
    fiduciary, Profitt, and administered by Prevailing Wage Contractors Association,
    Inc. (“PWCA”). (Id. at ¶10). Schnippel executed and adopted this benefit plan
    based upon Profitt’s representation that PWCA’s benefit plan complied with
    federal and state prevailing wage laws. (Id. at ¶7). The PWCA benefit plan was
    subsequently amended, and Schnippel adopted the amended plan in 2001. (May 5,
    2009 JE, Doc. No. 127); (Profitt Aff. ¶8, Ex. B).
    {¶3} In 2005, Schnippel entered into a contract with Montgomery County
    for construction on a solid waste treatment plant.       On June 20, 2006, the
    International Association of Bridge, Structural, Ornamental, and Reinforcing Iron
    Workers, Local Union 209 filed suit against Schnippel alleging violations of
    -2-
    Case No. 17-09-12
    Ohio’s prevailing wage laws. (Doc. No. 2, ¶¶11-12); (Doc. No. 9, attached). In
    August 2007, Schnippel entered into a settlement agreement with Local 290,
    wherein it agreed to: pay $60,000.00 in damages, penalties, and attorney’s fees;
    and abstain from bidding on projects within Local 290’s territorial jurisdiction for
    a period of three (3) years. (Sharon Schnippel Depo., Ex. C).
    {¶4} On December 19, 2007, Schnippel filed a complaint against SCA,
    Profitt, and PWCA, alleging negligent misrepresentation and fraud against
    defendants SCA and Profitt and breach of contract and tortious breach of duty
    arising via contract against defendant PWCA. (Doc. No. 2).
    {¶5} On February 9, 2009, SCA and Profitt filed motions for summary
    judgment. (Doc. Nos. 85-86).          On March 18, 2009, Schnippel voluntarily
    dismissed defendant PWCA pursuant to Civ.R. 41(A). (Doc. No. 114). On March
    26, 2009, Schnippel filed its memorandum in opposition to the motion for
    summary judgment to which SCA replied on April 3, 2009. (Doc. Nos. 120, 126).
    Schnippel also dismissed its fraud claim against defendants SCA and Profitt. (May
    5, 2009 JE, Doc. No. 127).
    {¶6} On May 5, 2009, the trial court granted SCA and Profitt summary
    judgment on Schnippel’s remaining claim of negligent misrepresentation, finding
    that it was barred by the applicable statute of limitations. (Id.).
    -3-
    Case No. 17-09-12
    {¶7} On June 2, 2009, Schnippel filed a notice of appeal. (Doc. No. 135).
    Schnippel now appeals raising two assignments of error for our review.
    II. Standard of Review
    {¶8} Before addressing the merits of Schnippel’s assignments of error, we
    must set forth the applicable standard of review. An appellate court reviews a
    grant or denial of summary judgment pursuant to Civ.R. 56(C) de novo. Wampler
    v. Higgins (2001), 
    93 Ohio St.3d 111
    , 127, 
    752 N.E.2d 962
    , citing Doe v. Shaffer
    (2000), 
    90 Ohio St.3d 388
    , 390, 
    738 N.E.2d 1243
    , citing Grafton v. Ohio Edison
    Co. (1996), 
    77 Ohio St.3d 102
    , 105, 
    671 N.E.2d 241
    . To prevail under Civ.R.
    56(C), a party must show: (1) there are no genuine issues of material fact; (2) it
    appears from the evidence that reasonable minds can reach but one conclusion
    when viewing evidence in the nonmoving party’s favor, and that conclusion is
    adverse to the nonmoving party; and (3) the moving party is entitled to judgment
    as a matter of law. Civ.R. 56(C); Shaffer, 90 Ohio St.3d at 390; Grafton, 77 Ohio
    St.3d at 105.
    {¶9} Material facts have been identified as those facts “that might affect
    the outcome of the suit under the governing law.” Turner v. Turner (1993), 
    67 Ohio St.3d 337
    , 340, 
    617 N.E.2d 1123
    , citing Anderson v. Liberty Lobby, Inc.
    (1986), 
    477 U.S. 242
    , 248 
    91 L.Ed.2d 202
    , 
    106 S.Ct. 2505
    . “Whether a genuine
    issue exists is answered by the following inquiry: [d]oes the evidence present “a
    -4-
    Case No. 17-09-12
    sufficient disagreement to require submission to a jury” or is it “so one-sided that
    one party must prevail as a matter of law[?]” 
    Id.,
     citing Liberty Lobby, Inc., 
    477 U.S. at 251-52
    .
    {¶10} Summary judgment should be granted with caution, resolving all
    doubts in favor of the nonmoving party. Osborne v. Lyles (1992), 
    63 Ohio St.3d 326
    , 333, 
    587 N.E.2d 825
    . “The purpose of summary judgment is not to try issues
    of fact, but is rather to determine whether triable issues of fact exist.” Lakota Loc.
    Schools Dist. Bd. of Edn. v. Brickner (1996), 
    108 Ohio App.3d 637
    , 643, 
    671 N.E.2d 578
    .
    III. Analysis
    ASSIGNMENT OF ERROR NO. I
    THE TRIAL COURT ERRED IN DETERMINING WHEN
    APPELLANT’S   NEGLIGENT    MISREPRESENTATION
    CLAIMS ACCRUED, BECAUSE THE TRIAL COURT
    FAILED TO FOLLOW THE OHIO SUPREME COURT’S
    PRECEDENT OF UTILIZING THE ACTUAL INJURY RULE
    FOR NEGLIGENCE CLAIMS.
    ASSIGNMENT OF ERROR NO. II
    THE TRIAL COURT ERRED IN DETERMINING WHEN
    APPELLANT’S    NEGLIGENT    MISREPRESENTATION
    CLAIMS ACCRUED, BECAUSE THE TRIAL COURT
    FAILED TO DISTINGUISH THE DISCOVERY RULE FROM
    THE ACTUAL INJURY RULE.
    {¶11} In its first assignment of error, Schnippel argues that the tort of
    negligent misrepresentation accrued in September 2007 when it settled the lawsuit
    -5-
    Case No. 17-09-12
    with Local 209. Specifically, Schnippel argues that its negligence claim against
    Profitt and SCA was not actionable until September 2007 because until then it had
    suffered no injury or damages. As a corollary to this argument, Schnippel argues
    in its second assignment of error that the trial court erred in determining when his
    negligent misrepresentation claim accrued because the trial court failed to
    distinguish the actual injury/delayed damages rule1 from the discovery rule.
    {¶12} Profitt and SCA, on the other hand, argue that the alleged negligent
    misrepresentations occurred in 1996 or 2001, at the latest, and, as such, are barred
    by R.C. 2305.09(D)’s four-year statute of limitations. Appellees also point out
    that the discovery rule does not apply to negligent misrepresentation claims, and
    that the “actual injury rule” cited by appellant was for construction cases only.
    Since the alleged negligent misrepresentations occurred in 1996 or 2001, the
    complaint was filed in 2007, and the discovery rule is inapplicable, appellees
    argue that the trial court correctly determined the complaint was time-barred.
    {¶13} We will examine the trial court’s judgment entry, the relevant statute
    of limitations, and case law cited by the trial court in support of its decision.
    Ultimately, we conclude that the delayed damages rule is inapplicable herein since
    1
    The “delayed damages” rule is also referred to as the “actual injury” or “actual damage” rule. See, e.g.,
    O’Stricker v. Jim Walter Corp. (1983), 
    4 Ohio St.3d 84
    , 87, 
    447 N.E.2d 727
     (actual injury rule); Shaker
    Courts Condo. Unit Owners’ Ass’n, Inc. v. Indus. Energy Sys., Inc., (Feb. 24, 2000), 8th Dist. No. 75378,
    *2 (“actual injury or damage” rule).
    -6-
    Case No. 17-09-12
    Schnippel was damaged when Profitt and SCA allegedly made the negligent
    misrepresentation.
    {¶14} The trial court sub judice found that the parties agreed that the
    applicable statute of limitations for negligent misrepresentation is four years. (May
    5, 2009 JE, Doc. No. 127). The sole issue presented to the trial court was “* * *
    when did the cause of action accrue. Did the cause of action accrue in 1996 when
    the alleged negligent misrepresentation took place or did it accrue in 2006 or 2007
    when Schnippel was sued or settled that lawsuit?” (Id.).            The trial court
    acknowledged the Fifth District’s decision in J.P. Morgan Chase Bank v.
    Lanning—which found that a mortgagor’s cause of action against a title company
    for negligently altering his mortgage accrued when his property was wrongfully
    foreclosed upon, not when the negligent alteration occurred—but found the Ohio
    Supreme Court’s decision in Investors REIT One v. Jacobs and our decision in
    Reidel v. Houser controlling. (Id., citing (1989), 
    46 Ohio St.3d 176
    , 
    546 N.E.2d 206
    ; (1992), 
    79 Ohio App.3d 546
    , 
    607 N.E.2d 894
    ). The trial court also found
    persuasive that the Court of Appeals in other districts have rejected the delayed
    damages rule as a way to circumvent the unavailability of the discovery rule in
    negligence actions. (Id., citing Chandler v. Schriml (May 25, 2000), 10th Dist. No.
    99AP-1006. See, also, Dancar Properties, Ltd. v. O’Leary-Kientz, 1st Dist. No. C-
    030936, 
    2004-Ohio-6998
    , ¶14; James v. Partin, 12th Dist. No. CA2001-11-086,
    -7-
    Case No. 17-09-12
    
    2002-Ohio-2602
    , ¶25).     Ultimately, the trial court concluded that Schnippel’s
    negligent misrepresentation cause of action accrued in 1996 when the alleged
    misrepresentations were made, or, at the latest, in 2001 or 2002 when amendments
    to the benefit plan were made. (Id.). Since Schnippel’s claim accrued in 2002, at
    the latest, and its complaint was filed in December 2007, the trial court concluded
    that Schnippel’s claim was time-barred. (Id.). We agree.
    {¶15} As the trial court found, the parties do not dispute that R.C.
    2305.09(D)’s four-year statute of limitations governs negligent misrepresentation
    claims. The parties also are not disputing whether the discovery rule is applicable
    for negligent misrepresentation claims. (Appellant’s Brief at 14, “The discovery
    rule is irrelevant to Schnippel’s negligent misrepresentation claim.”). Rather,
    Schnippel claims that the trial court’s reliance upon Investors REIT One was in
    error since that case, unlike his case, dealt with the discovery rule and not claim-
    accrual.
    {¶16} In Investors REIT One, the Ohio Supreme Court specifically
    determined that: (1) claims of professional accountant negligence are governed by
    R.C. 2305.09(D)’s four-year statute of limitations; and (2) that the discovery rule
    was unavailable for claims of professional accountant negligence. 
    46 Ohio St.3d 176
    , at paragraphs 1 and 2a of the syllabus. The Ohio Supreme Court has since
    reaffirmed Investors REIT One. Grant Thornton v. Windsor House, Inc. (1991), 57
    -8-
    Case No. 17-09-
    12 Ohio St.3d 158
    , 160, 
    566 N.E.2d 1220
    . Several Appellate Courts, relying upon
    Investors REIT One, have rejected the discovery rule for other negligence actions
    governed by R.C. 2305.09(D)’s four-year statute of limitations. For example, the
    First District has held that “the Ohio Supreme Court’s rejection of the discovery
    rule in cases against accountants [Investors REIT One] applies generally to claims
    for professional negligence controlled by R.C. 2305.09.” Dancar Properties, Ltd.,
    
    2004-Ohio-6998
    , at ¶25, citing Hater v. Gradison Div. of McDonald & Co.
    Securities, Inc. (1995), 
    101 Ohio App.3d 99
    , 109, 
    655 N.E.2d 189
    . The Fifth and
    Seventh Districts have rejected the discovery rule for cases involving negligent
    investment advice generally. Kegg v. Mansfield (Apr. 30, 2001), 5th Dist. No.
    2000CA00311, at *4, citing Hater, 101 Ohio App.3d at 109; Hirschl v. Evans,
    (Mar. 27, 1996), 7th Dist. No. 94 C.A.43, at *3. The First and Tenth Districts
    have specifically rejected the discovery rule for negligent misrepresentation
    claims, like at issue herein. Chandler, 10th Dist. No. 99AP-1006, at *2. See, also,
    Dancar Properties, Ltd. (1st Dist.), 
    2004-Ohio-6998
    , at ¶¶13-14. Therefore, the
    trial court’s conclusion that the discovery rule was inapplicable to negligent
    misrepresentation claims, relying upon Investors REIT One, was not in error.
    {¶17} With respect to Schnippel’s argument that the delayed damages rule
    is applicable and distinguishable from the discovery rule, this Court rejected that
    argument, at least implicitly, in Riedel v. Houser, 79 Ohio App.3d at 549-50. In
    -9-
    Case No. 17-09-12
    that case, Riedel filed a claim alleging that Houser negligently prepared his sales,
    use, and permissive tax returns for the years 1983 to 1986. Id. at 547. The trial
    court granted Houser summary judgment based upon R.C. 2305.09(D)’s four-year
    statute of limitations. Id. On appeal, Riedel, like Schnippel herein, argued that the
    trial court misinterpreted Investors REIT One and urged this Court to distinguish
    the discovery rule in Investors REIT One from the delayed damages rule in order
    to preserve his claim. Id. at 547-48.      We, however, declined Riedel’s offer,
    followed Investors REIT One, and found that the discovery rule was unavailable
    for claims of professional accountant negligence. Id. at 549. This Court rejected
    Riedel’s attempt to distinguish the delayed damages rule from the discovery rule,
    stating “[w]e believe the distinction urged by appellant to be without difference
    where the discovery rule is applicable for determination of the accrual of a cause
    of action.” Id. at 549. We further found that, in light of Investors REIT One,
    “consideration of the discovery rule [was] irrelevant to application of R.C.
    2305.09(D) in cases of accountant’s professional negligence.” Id. Therefore, we
    also cannot conclude that the trial court’s reliance upon our decision in Houser to
    reject Schnippel’s delayed damages argument was in error.
    {¶18} Several appellate districts have agreed with our statement in Riedel
    v. Houser—that the distinction between the delayed damages rule and the
    discovery rule for accountant negligence claims was a distinction without a
    - 10 -
    Case No. 17-09-12
    difference—and have rejected attempts to use the delayed damages rule as a way
    to circumvent the unavailability of the discovery rule for similar claims. Hater,
    (1st Dist. 1995), 101 Ohio App.3d at 110; Rihm v. Wade (Dec. 10, 1999), 2nd
    Dist. No. 17802, at *4; Hirschl, 7th Dist. No. 94 C.A.43, at *3; Bell v. Holden
    Survey, Inc. (Sept. 29, 2000), 7th Dist. No. 729, at *5; Chandler, 10th Dist. No.
    99AP-1006, at *2; Partin, 12th Dist. No. CA2001-11-086, at *2. Several other
    appellate districts have rejected the delayed damages rule primarily relying upon
    Investors REIT One. Fronczak v. Arthur Anderson, L.L.P. (10th Dist. 1997), 
    124 Ohio App.3d 240
    , 243, 
    705 N.E.2d 1283
    ; Jim Brown Chevrolet, Inc. v. S.R.
    Snodgrass, A.C. (11th Dist. 2001), 
    141 Ohio App.3d 583
    , 587-88, 
    752 N.E.2d 335
    .
    See, also, Accelerated Sys. Integration, Inc. v. Hausser & Taylor, L.L.P., 8th Dist.
    No. 88207, 
    2007-Ohio-2113
    , ¶¶21-26. Although many of these cases involved
    professional accountant negligence claims, the Seventh and Twelfth Districts have
    rejected the delayed damages rule for professional negligence claims against
    surveyors as well. Bell v. Holden Survey, Inc. (Sept. 29, 2000), 7th Dist. No. 729,
    at *5; Partin, 12th Dist. No. CA2001-11-086, at *2. The Tenth District rejected
    the delayed damages rule for a negligent misrepresentation claim. Chandler, 10th
    Dist. No. 99AP-1006, at *2.
    {¶19} Despite the overwhelming authority rejecting the delayed damages
    rule, the Fifth and Sixth Districts have extended it in a few cases. In Gray v.
    - 11 -
    Case No. 17-09-12
    Estate of Barry, the Sixth District held that R.C. 2305.09(D)’s four-year statute of
    limitations for accountant malpractice founded on negligent preparation or filing
    of tax returns did not begin to run until after the client was notified by the I.R.S.
    that a penalty had been assessed for such faulty preparation or failure to file.
    (1995), 
    101 Ohio App.3d 764
    , 768-69, 
    656 N.E.2d 729
    . In that case, accountant
    John E. Barry, deceased, had provided accounting and tax preparation services to
    Joseph W. Gray III, M.D., Inc. Id. at 766. On July 14, 1993, Gary filed suit
    against Barry’s estate alleging that Barry had negligently failed to file I.R.S. form
    5500R along with the remainder of his 1987 tax return at the close of the 1987 tax
    year. Id. As a result of Barry’s failure to file the appropriate forms, Gary alleged
    that he incurred a $9,000.00 I.R.S. tax penalty. Id. In response, Barry’s estate filed
    a motion to dismiss arguing that Gary’s action was time-barred under R.C.
    2305.09(D)’s four-year statute of limitations. Id. Barry’s estate argued that any
    wrongful act on Barry’s part had occurred, at the latest, in 1988, and since there
    was no discovery rule for accountant malpractice, Gary should have filed his suit
    no later than 1992. Id. The trial court agreed with Barry’s estate and granted the
    motion to dismiss, citing Philpott v. Ernst & Whinney (Nov. 25, 1992), 8th Dist.
    No. 61203.
    {¶20} On appeal, Gary argued that the discovery rule should apply and,
    alternatively, that the cause of action did not accrue until the I.R.S. assessed the
    - 12 -
    Case No. 17-09-12
    penalty in 1993. Id. The Sixth District rejected Gary’s argument for a discovery
    rule, citing Investors REIT One, but found his argument with respect to delayed
    damages persuasive. Id. at 767-68, citing Investors REIT One, 
    46 Ohio St.3d 176
    .
    The Court in Gray distinguished the case at bar from Investors REIT One and a
    line of appellate cases, on the basis that its case dealt with claim accrual, not
    discovery of an existing claim. Id. at 768. The Court in Gray acknowledged
    Philpott but, nonetheless, found Philpott’s dissent more persuasive. Id. at 767-78.
    The Court reasoned as follows:
    We agree with the dissent in Philpott and the court of appeals
    opinion in Sladky. Philpott, Sladky and the present case are not
    discovery cases. The issue in each is the time at which the cause
    of action accrued. In any negligence action, a claim for which
    relief may be granted cannot be maintained absent the presence
    of all essential elements. “To establish actionable negligence, one
    must show * * * the existence of a duty, a breach of that duty
    and injury resulting proximately therefrom.” Mussivand v.
    David (1989), 
    45 Ohio St.3d 314
    , 318, 
    544 N.E.2d 265
    , 270. Since
    there can be no negligence without injury, there can be no
    negligent conduct by which a cause accrues, pursuant to
    Holsman, until there is an injury to a legally protected interest.
    Kunz v. Buckeye Union Ins. Co., supra. In the case of a
    negligently prepared tax return or a tax form negligently
    omitted from a return, there is no injury until the I.R.S.
    determines to levy a penalty assessment. Until that time, no
    claim upon which relief can be granted exists. Similarly, it is not
    until such a claim may be maintained that the time for any
    statute of limitation begins to run.
    - 13 -
    Case No. 17-09-12
    Id. at 768. Utilizing the date when Gary received notice from the I.R.S. that it was
    imposing a penalty, the appellate court determined that Gary’s action was filed
    within R.C. 2305.09(D)’s four-year time limitation. Id. at 769.
    {¶21} The Fifth District subsequently adopted Gary v. Estate of Barry’s
    delayed damages rule with respect to actions against accountants for negligent
    preparation of tax returns. Fritz v. Brunner Cox, L.L.P. (2001), 
    142 Ohio App.3d 664
    , 
    756 N.E.2d 740
    . In doing so, however, the Fifth District acknowledged:
    * * *that other courts, in interpreting and applying Investors
    REIT One, would find that appellants’ complaint against
    appellees for accountant negligence was time-barred, since it was
    not filed within four years after the alleged negligent act was
    committed, which, in this case, was the filing of appellants’ 1994
    federal income tax return on September 14, 1995. However, that
    interpretation of Investors REIT One would lead to an illogical
    and inequitable result, namely, that appellants’ claims against
    appellees would be time-barred before appellants’ damages even
    manifested themselves.
    Id. at 669. More recently, the Fifth District applied its reasoning in Fritz and held
    that a mortgagor’s cause of action against a title company for negligently altering
    his mortgage accrued when the bank filed a foreclosure complaint against the
    wrong property in reliance upon the incorrect legal description of the property
    provided by the title company, not when the title company negligently altered the
    mortgage. J.P. Morgan Chase Bank v. Lanning, 5th Dist. No. 2007CA00223,
    
    2008-Ohio-893
    .
    - 14 -
    Case No. 17-09-12
    {¶22} Schnippel asks this Court to adopt the reasoning of these cases
    applying the delayed damages rule. While we acknowledge Gray, Fritz, and
    Lanning, we are not persuaded by them for several reasons. To begin with, in
    Houser we rejected the delayed damages rule adopted by the Courts in Gray and
    Fritz. 
    79 Ohio App.3d 546
    . Additionally, the holding in Sladky v. Lomax (9th
    Dist., 1988), 
    43 Ohio App.3d 4
    , 
    538 N.E.2d 1089
    , upon which the dissent in
    Philpott and the Courts in Gray and Fritz relied, has been questioned following
    Investors REIT One. Lord v. Ernst & Whinny (June 3, 1992), 9th Dist. No. 15361,
    at *2; Jodway Heating, L.L.C. v. Stevens, 9th Dist. No. 08 CA0089-M, 2009-Ohio-
    5054, ¶10. Furthermore, a majority of Ohio’s appellate districts have rejected the
    delayed damages rule in similar cases. For its part, Lanning, 
    2008-Ohio-893
    , is
    distinguishable since it did not involve negligent misrepresentation, and
    furthermore, we reject it since it relies upon Gray and Fritz, which cases are
    contrary to our decision in Houser.
    {¶23} We also find the Tenth District’s decision in Chandler persuasive.
    10th Dist. No. 99AP-1006. In that case, the property owners and the real estate
    company represented to Chandler that the duplex he was purchasing was properly
    used as a two-family unit for zoning purposes. Id. at *1.       Based upon that
    representation, Chandler closed on the duplex on April 26, 1994. Id. In April of
    1998, Chandler decided to sell the duplex and discovered that it, in fact, was not
    - 15 -
    Case No. 17-09-12
    zoned for two-family use but for single-family use, contrary to the owners’ and
    real estate company’s representations. Id. On August 7, 1998, Chandler filed a
    complaint alleging, in pertinent part, negligent misrepresentation against the real
    estate company and the owners. Id. The trial court, however, granted summary
    judgment against Chandler, finding that his negligent misrepresentation claim was
    time-barred under R.C. 2305.09. Id.
    {¶24} On appeal, Chandler argued that his claim was not time-barred since
    it did not accrue until he suffered damages, which was when he discovered the
    zoning defect. Id. at *2. Chandler, like Schnippel herein, attempted to distinguish
    the discovery rule from the delayed damages rule to avoid the unavailability of the
    latter. Id. The Tenth District, however, found Chandler’s argument irrelevant,
    because Chandler did not suffer delayed damages as he opined. Id. at *3.
    According to the Court, Chandler was injured at the time he purchased the duplex,
    and his cause of action accrued at the time of the negligent misrepresentation. Id.
    The Court reasoned as follows:
    Chandler alleged in his complaint that he would not have
    purchased the duplex for the amount paid had he known that
    the duplex was zoned for single-family use. From the time he
    closed on the property, Chandler owned less than he believed.
    Thus, Chandler’s injury occurred at the closing on April 26,
    1994. The fact that Chandler did not realize his injury until
    much later does not change the fact that the financial injury
    occurred at the closing.
    - 16 -
    Case No. 17-09-12
    Id. at *4. The appellate court affirmed the trial court’s decision finding that
    Chandler’s negligent misrepresentation claim was time-barred under R.C.
    2305.09(D). Id.
    {¶25} As the Court found in Chandler, we find that Schnippel’s argument
    in support of delayed damages is irrelevant, because Schnippel did not suffer
    delayed damages. Id. at *3. Schnippel, like Chandler, alleged that he purchased
    the PWCA benefit plan based upon the negligent misrepresentations of Profitt and
    SCA that the plan complied with federal and state prevailing wage laws.
    (Complaint, Doc. No. 2, at ¶¶6-10). Accordingly, like the Court in Chandler
    found, we find that Schnippel was damaged in 1996 when he purchased (or, at the
    latest, in 2001 when he renewed) the PWCA benefit plan. 10th Dist. No. 99AP-
    1006, at *4.      Assuming its allegations are true, Schnippel, like Chandler,
    purchased less than it received based upon Profitt and SCA’s misrepresentations.
    Chandler, 10th Dist. No. 99AP-1006, at *4. That Schnippel did not discover that
    he was damaged until 2006 when Local 290 filed suit does not change the fact that
    he suffered damages at the time he purchased (or renewed) the PWCA benefit
    plan. Id. Therefore, based upon Chandler, we reject Schnippel’s argument that he
    suffered delayed damages.
    - 17 -
    Case No. 17-09-12
    IV. Conclusion
    {¶26} Since Schnippel’s negligent misrepresentation claim accrued, at the
    latest, in 2001 or 2002 when it renewed the PWCA benefit plan, and its complaint
    was filed in December 2007, Schnippel’s claim is time-barred under R.C.
    2305.09(D)’s four-year statute of limitations.
    {¶27} Schnippel’s first and second assignments of error are both overruled.
    {¶28} Having found no error prejudicial to the appellant herein in the
    particulars assigned and argued, we affirm the judgment of the trial court.
    Judgment Affirmed
    WILLAMOWSKI and SHAW, J.J., concur.
    /jlr
    - 18 -