Intel Corp. Investment Policy Comm. v. Sulyma , 206 L. Ed. 2d 103 ( 2020 )


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  • (Slip Opinion)              OCTOBER TERM, 2019                                       1
    Syllabus
    NOTE: Where it is feasible, a syllabus (headnote) will be released, as is
    being done in connection with this case, at the time the opinion is issued.
    The syllabus constitutes no part of the opinion of the Court but has been
    prepared by the Reporter of Decisions for the convenience of the reader.
    See United States v. Detroit Timber & Lumber Co., 
    200 U.S. 321
    , 337.
    SUPREME COURT OF THE UNITED STATES
    Syllabus
    INTEL CORPORATION INVESTMENT POLICY
    COMMITTEE ET AL. v. SULYMA
    CERTIORARI TO THE UNITED STATES COURT OF APPEALS FOR
    THE NINTH CIRCUIT
    No. 18–1116. Argued December 4, 2019—Decided February 26, 2020
    The Employee Retirement Income Security Act of 1974 (ERISA) requires
    plaintiffs with “actual knowledge” of an alleged fiduciary breach to file
    suit within three years of gaining that knowledge, 
    29 U.S. C
    . §1113(2),
    rather than within the 6-year period that would otherwise apply. Re-
    spondent Sulyma worked at Intel Corporation from 2010 to 2012 and
    participated in two Intel retirement plans. In October 2015, he sued
    petitioners—administrators of those plans—alleging that they had
    managed the plans imprudently. Petitioners countered that the suit
    was untimely under §1113(2) because Sulyma filed it more than three
    years after they had disclosed their investment decisions to him. Al-
    though Sulyma had visited the website that hosted many of these dis-
    closures many times, he testified that he did not remember reviewing
    the relevant disclosures and that he had been unaware of the allegedly
    imprudent investments while working at Intel. The District Court
    granted summary judgment to petitioners under §1113(2). The Ninth
    Circuit reversed. That court agreed with petitioners that Sulyma
    could have known about the investments from the disclosures, but held
    that his testimony created a dispute as to when he gained “actual
    knowledge” for purposes of §1113(2).
    Held: A plaintiff does not necessarily have “actual knowledge” under
    §1113(2) of the information contained in disclosures that he receives
    but does not read or cannot recall reading. To meet §1113(2)’s “actual
    knowledge” requirement, the plaintiff must in fact have become aware
    of that information. Pp. 5–12.
    (a) ERISA’s “plain and unambiguous statutory language” must be
    enforced “according to its terms.” Hardt v. Reliance Standard Life Ins.
    Co., 
    560 U.S. 242
    , 251. Although ERISA does not define the phrase
    2      INTEL CORP. INVESTMENT POLICY COMM. v. SULYMA
    Syllabus
    “actual knowledge,” its meaning is plain. Dictionaries confirm that, to
    have “actual knowledge” of a piece of information, one must in fact be
    aware of it. Legal dictionaries give “actual knowledge” the same mean-
    ing. The law will sometimes impute knowledge—often called “con-
    structive” knowledge—to a person who fails to learn something that a
    reasonably diligent person would have learned. The addition of “ac-
    tual” in §1113(2) signals that the plaintiff’s knowledge must be more
    than hypothetical. Congress has repeatedly drawn the same “linguis-
    tic distinction,” Merck & Co. v. Reynolds, 
    559 U.S. 633
    , 647, elsewhere
    in ERISA. When Congress has included both actual and constructive
    knowledge in ERISA limitations provisions, Congress has done so ex-
    plicitly. But Congress has never added to §1113(2) the language it has
    used in those other provisions to encompass both forms of knowledge.
    Pp. 5–8.
    (b) Petitioners’ arguments for a broader reading of §1113(2) based
    on text, context, purpose, and statutory history all founder on Con-
    gress’s choice of the word “actual.” Petitioners may well be correct that
    heeding the plain meaning of §1113(2) substantially diminishes the
    protection that it provides for ERISA fiduciaries. But if policy consid-
    erations suggest that the current scheme should be altered, Congress
    must be the one to do it. Pp. 8–11.
    (c) This opinion does not foreclose any of the “usual ways” to prove ac-
    tual knowledge at any stage in the litigation. Farmer v. Brennan, 
    511 U.S. 825
    , 842. Plaintiffs who recall reading particular disclosures will
    be bound by oath to say so in their depositions. Actual knowledge can
    also be proved through “inference from circumstantial evidence.” 
    Ibid. And this opinion
    does not preclude defendants from contending that
    evidence of “willful blindness” supports a finding of “actual
    knowledge.” Cf. Global-Tech Appliances, Inc. v. SEB S. A., 
    563 U.S. 754
    , 769. Pp. 11–12.
    
    909 F.3d 1069
    , affirmed.
    ALITO, J., delivered the opinion for a unanimous Court.
    Cite as: 589 U. S. ____ (2020)                                 1
    Opinion of the Court
    NOTICE: This opinion is subject to formal revision before publication in the
    preliminary print of the United States Reports. Readers are requested to
    notify the Reporter of Decisions, Supreme Court of the United States, Wash-
    ington, D. C. 20543, of any typographical or other formal errors, in order that
    corrections may be made before the preliminary print goes to press.
    SUPREME COURT OF THE UNITED STATES
    _________________
    No. 18–1116
    _________________
    INTEL CORPORATION INVESTMENT POLICY
    COMMITTEE, ET AL., PETITIONERS v.
    CHRISTOPHER M. SULYMA
    ON WRIT OF CERTIORARI TO THE UNITED STATES COURT OF
    APPEALS FOR THE NINTH CIRCUIT
    [February 26, 2020]
    JUSTICE ALITO delivered the opinion of the Court.
    The Employee Retirement Income Security Act of 1974
    (ERISA) requires plaintiffs with “actual knowledge” of an
    alleged fiduciary breach to file suit within three years of
    gaining that knowledge rather than within the 6-year pe-
    riod that would otherwise apply. §413(a)(2)(A), 88 Stat.
    889, as amended, 
    29 U.S. C
    . §1113. The question here is
    whether a plaintiff necessarily has “actual knowledge” of
    the information contained in disclosures that he receives
    but does not read or cannot recall reading. We hold that he
    does not and therefore affirm.
    I
    A
    Retirement plans governed by ERISA must have at least
    one named fiduciary, §1102(a)(1), who must manage the
    plan prudently and solely in the interests of participants
    and their beneficiaries, §1104(a). Fiduciaries who breach
    these duties are personally liable to the plan for any result-
    ing losses. §1109(a). ERISA authorizes participants and
    2   INTEL CORP. INVESTMENT POLICY COMM. v. SULYMA
    Opinion of the Court
    their beneficiaries, as well as co-fiduciaries and the Secre-
    tary of Labor, to sue for that relief. §1132(a)(2).
    Such suits must be filed within one of three time periods,
    each with different triggering events. The first begins when
    the breach occurs. Specifically, under §1113(1), suit must
    be filed within six years of “the date of the last action which
    constituted a part of the breach or violation” or, in cases of
    breach by omission, “the latest date on which the fiduciary
    could have cured the breach or violation.” We have referred
    to §1113(1) as a statute of repose, which “effect[s] a legisla-
    tive judgment that a defendant should be free from liability
    after the legislatively determined period of time.” Califor-
    nia Public Employees’ Retirement System v. ANZ Securities,
    Inc., 582 U. S. ___, ___ (2017) (slip op., at 5) (internal quo-
    tation marks omitted).
    The second period, which accelerates the filing deadline,
    begins when the plaintiff gains “actual knowledge” of the
    breach. Under §1113(2), suit must be filed within three
    years of “the earliest date on which the plaintiff had actual
    knowledge of the breach or violation.” Section 1113(2) is a
    statute of limitations, which “encourage[s] plaintiffs to pur-
    sue diligent prosecution of known claims.” Id., at ___ (slip
    op., at 5) (internal quotation marks omitted).
    The third period, which applies “in the case of fraud or
    concealment,” begins when the plaintiff discovers the al-
    leged breach. §1113. In such cases, suit must be filed
    within six years of “the date of discovery.” 
    Ibid. B Respondent Sulyma
    worked at Intel Corporation from
    2010 to 2012. He participated in two Intel retirement
    plans, the Intel Retirement Contribution Plan and the Intel
    401(k) Savings Plan. Payments into these plans were in
    Cite as: 589 U. S. ____ (2020)                     3
    Opinion of the Court
    turn invested in two funds managed by the Intel Invest-
    ment Policy Committee.1 These funds mostly comprised
    stocks and bonds. After the stock market decline in 2008,
    however, the committee increased the funds’ shares of al-
    ternative assets, such as hedge funds, private equity, and
    commodities. These assets carried relatively high fees.
    And as the stock market rebounded, Sulyma’s funds lagged
    behind others such as index funds.
    Sulyma filed this suit on behalf of a putative class in Oc-
    tober 2015, alleging primarily that the committee and other
    plan administrators (petitioners here) had breached their
    fiduciary duties by overinvesting in alternative assets. Pe-
    titioners countered that the suit was untimely under
    §1113(2). Although Sulyma filed it within six years of the
    alleged breaches, he filed it more than three years after pe-
    titioners had disclosed their investment decisions to him.
    ERISA and its implementing regulations mandate vari-
    ous disclosures to plan participants. See generally 
    29 U.S. C
    . §§1021–1031; see also Gobeille v. Liberty Mut. Ins.
    Co., 577 U. S. ___, ___–___ (2016). Sulyma received numer-
    ous disclosures while working at Intel, some explaining the
    extent to which his retirement plans were invested in alter-
    native assets. In November 2011, for example, he received
    an e-mail informing him that a Qualified Default Invest-
    ment Alternative (QDIA) notice was available on a website
    called NetBenefits, where many of his disclosures were
    hosted. See App. 149–151; see also 29 CFR §§2550.404c–
    5(b)–(d) (2019) (QDIA notices); §2520.104b–1(c) (regulating
    electronic disclosure). This notice broke down the percent-
    ages at which his 401(k) fund was invested in stocks, bonds,
    hedge funds, and commodities. See App. 236. In 2012, he
    received a summary plan description explaining that the
    ——————
    1 Specifically the Intel Global Diversified Fund, in which his retirement
    contribution plan was automatically invested, and the Intel Target Date
    2045 Fund, which he chose for his 401(k) plan.
    4   INTEL CORP. INVESTMENT POLICY COMM. v. SULYMA
    Opinion of the Court
    funds were invested in stocks and alternative assets, 
    id., at 227,
    and referring him to other documents—called fund fact
    sheets—with the percentages in graphical form. See 
    29 U.S. C
    . §§1022, 1024(b) (summary plan descriptions); see
    also App. 307 (June 2012 fact sheet for his 401(k) plan
    fund); 
    id., at 338
    (June 2012 fact sheet for his retirement
    contribution plan fund); 
    id., at 277–340
    (other fact sheets
    provided during his tenure at Intel). Also in 2012, he re-
    ceived e-mails directing him to annual disclosures that pe-
    titioners provided for both his plans, which showed the un-
    derlying funds’ return rates and again directed him to the
    NetBenefits site for further information. See 29 CFR
    §2550.404a–5; see also App. 242–243 (retirement contribu-
    tion plan annual disclosure); 
    id., at 250–251
    (401(k) plan
    annual disclosure).
    Petitioners submitted records showing that Sulyma vis-
    ited the NetBenefits site repeatedly during his employ-
    ment. 
    Id., at 258–276.
    But he testified in his deposition
    that he did not “remember reviewing” the above disclosures
    during his tenure. 
    Id., at 175;
    see also 
    id., at 183,
    193, 196–
    197. He also stated in a declaration that he was “unaware”
    while working at Intel “that the monies that [he] had in-
    vested through the Intel retirement plans had been in-
    vested in hedge funds or private equity.” 
    Id., at 212.
    He
    recalled reviewing only account statements sent to him by
    mail, which directed him to the NetBenefits site and noted
    that his plans were invested in “short-term/other” assets
    but did not specify which. See, e.g., 
    id., at 375.
       The District Court granted summary judgment to peti-
    tioners under §1113(2), reasoning that “[i]t would be im-
    proper to allow Sulyma’s claims to survive merely because
    he did not look further into the disclosures made to him.”
    
    2017 WL 1217185
    , *9 (ND Cal., Mar. 31, 2017). The Ninth
    Cite as: 589 U. S. ____ (2020)                     5
    Opinion of the Court
    Circuit reversed. As relevant here,2 the court construed “ac-
    tual knowledge” to mean “what it says: knowledge that is
    actual, not merely a possible inference from ambiguous cir-
    cumstances.” 
    909 F.3d 1069
    , 1076 (2018) (internal quota-
    tion marks omitted). Although Sulyma “had sufficient in-
    formation available to him to know about the allegedly
    imprudent investments” more than three years before filing
    suit, the court held that his testimony created a dispute as
    to when he actually gained that knowledge. 
    Id., at 1077.
       Several Circuits have likewise construed §1113(2) to re-
    quire “knowledge that is actual,” 
    id., at 1076,
    but one has
    construed it to require only proof of sufficient disclosure.3
    We granted certiorari, 587 U. S. ___ (2019), to resolve
    whether the phrase “actual knowledge” does in fact mean
    “what it 
    says,” 909 F.3d, at 1076
    , and hold that it does.
    II
    A
    “We must enforce plain and unambiguous statutory lan-
    guage” in ERISA, as in any statute, “according to its terms.”
    Hardt v. Reliance Standard Life Ins. Co., 
    560 U.S. 242
    , 251
    (2010). Although ERISA does not define the phrase “actual
    knowledge,” its meaning is plain. Dictionaries are hardly
    necessary to confirm the point, but they do. When Congress
    ——————
    2 The court also addressed the separate question of what exactly a
    plaintiff must actually know about a defendant’s conduct and the rele-
    vant law in order for §1113(2) to apply. That question is not before us
    and we do not address it.
    3 Compare Caputo v. Pfizer, Inc., 
    267 F.3d 181
    , 194 (CA2 2001); Reich
    v. Lancaster, 
    55 F.3d 1034
    , 1056–1057 (CA5 1995); Gluck v. Unisys
    Corp., 
    960 F.2d 1168
    , 1176 (CA3 1992); Radiology Center, S. C., v. Stifel,
    Nicolaus & Co., 
    919 F.2d 1216
    , 1222 (CA7 1990); Brock v. Nellis, 
    809 F.2d 753
    , 754–755 (CA11 1987), with Brown v. Owens Corning Invest-
    ment Review Comm., 
    622 F.3d 564
    , 571 (CA6 2010) (“Actual knowledge
    does not require proof that the individual Plaintiffs actually saw or read
    the documents that disclosed the allegedly harmful investments” (inter-
    nal quotation marks omitted)).
    6    INTEL CORP. INVESTMENT POLICY COMM. v. SULYMA
    Opinion of the Court
    passed ERISA, the word “actual” meant what it means to-
    day: “existing in fact or reality.” Webster’s Seventh New
    Collegiate Dictionary 10 (1967); accord, Merriam-Webster’s
    Collegiate Dictionary 13 (11th ed. 2005) (same); see also
    American Heritage Dictionary 14 (1973) (“In existence;
    real; factual”); 
    id., at 18
    (5th ed. 2011) (“Existing in reality
    and not potential, possible, simulated, or false”). So did the
    word “knowledge,” which meant and still means “the fact or
    condition of being aware of something.” Webster’s Seventh
    New Collegiate Dictionary 469 (1967); accord, Merriam-
    Webster’s Collegiate Dictionary 691 (2005) (same); see also
    American Heritage Dictionary 725 (1973) (“Familiarity,
    awareness, or understanding gained through experience or
    study”); 
    id., at 973
    (2011) (same). Thus, to have “actual
    knowledge” of a piece of information, one must in fact be
    aware of it.
    Legal dictionaries give “actual knowledge” the same
    meaning: “[r]eal knowledge as distinguished from pre-
    sumed knowledge or knowledge imputed to one.” Ballen-
    tine’s Law Dictionary 24 (3d ed. 1969); accord, Black’s Law
    Dictionary 1043 (11th ed. 2019) (defining “actual
    knowledge” as “[d]irect and clear knowledge, as distin-
    guished from constructive knowledge”).4 The qualifier “ac-
    tual” creates that distinction. In everyday speech, “actual
    knowledge” might seem redundant; one who claims
    ——————
    4 Petitioners cite this dictionary’s somewhat puzzling second definition
    of “actual knowledge,” which it dubs “implied actual knowledge”:
    “[k]nowledge of information that would lead a reasonable person to in-
    quire further.” Black’s Law Dictionary 1043 (11th ed. 2019). Not even
    this entry, however, appears to equate “implied actual knowledge” with
    “actual knowledge” as normally understood. It instead proceeds to ref-
    erence the common-law “discovery rule,” ibid., under which a limitations
    period begins when “the plaintiff discovers (or reasonably should have
    discovered) the injury giving rise to the claim,” 
    id., at 585
    (emphasis
    added); see also Merck & Co. v. Reynolds, 
    559 U.S. 633
    , 646 (2010). As
    we noted in Merck, that rule is broader than “actual knowledge.” 
    Id., at 647.
                      Cite as: 589 U. S. ____ (2020)            7
    Opinion of the Court
    “knowledge” of a topic likely means to suggest that he actu-
    ally knows a thing or two about it. But the law will some-
    times impute knowledge—often called “constructive”
    knowledge—to a person who fails to learn something that a
    reasonably diligent person would have learned. See 
    id., at 1043.
    Similarly, we held in Merck & Co. v. Reynolds, 
    559 U.S. 633
    (2010), that the word “discovery,” when used in a
    statute of limitations without qualification, “encompasses
    not only those facts the plaintiff actually knew, but also
    those facts a reasonably diligent plaintiff would have
    known.” 
    Id., at 648.
    The addition of “actual” in §1113(2)
    signals that the plaintiff ’s knowledge must be more than
    “potential, possible, virtual, conceivable, theoretical, hypo-
    thetical, or nominal.” Black’s Law Dictionary 53 (4th ed.
    1951). Indeed, in Merck, we cited §1113(2) as evidence of
    the “linguistic distinction” between “ ‘actual knowledge’ ”
    and the “hypothetical” knowledge that a reasonably diligent
    plaintiff would 
    have. 559 U.S., at 646
    –647 (quoting
    §1113(2); emphasis in original).
    Congress has drawn the same distinction elsewhere in
    ERISA. Multiple provisions contain alternate 6-year and 3-
    year limitations periods, with the 6-year period beginning
    at “the date on which the cause of action arose” and the 3-
    year period starting at “the earliest date on which the plain-
    tiff acquired or should have acquired actual knowledge of
    the existence of such cause of action.” §§1303(e)(6), (f )(5)
    (emphasis added); accord, §§1370(f )(1)–(2), 1451(f )(1)–(2).
    ERISA also requires plaintiffs challenging the suspension
    of benefits under §1085 to do so within “one year after the
    earliest date on which the plaintiff acquired or should have
    acquired actual knowledge of the existence of such cause of
    action.” §1085(e)(9)(I)(iv). Thus, Congress has repeatedly
    drawn a “linguistic distinction” between what an ERISA
    plaintiff actually knows and what he should actually know.
    
    Merck, 559 U.S., at 647
    . And when Congress has included
    8   INTEL CORP. INVESTMENT POLICY COMM. v. SULYMA
    Opinion of the Court
    both forms of knowledge in a provision limiting ERISA ac-
    tions, it has done so explicitly. We cannot assume that it
    meant to do so by implication in §1113(2). Instead we “gen-
    erally presum[e] that Congress acts intentionally and pur-
    posely when it includes particular language in one section
    of a statute but omits it in another.” BFP v. Resolution
    Trust Corporation, 
    511 U.S. 531
    , 537 (1994) (internal quo-
    tation marks omitted).
    Petitioners dispute the characterization of anything less
    than actual knowledge as constructive knowledge, arguing
    that the latter term usually refers to information that a
    plaintiff must seek out rather than information that is sent
    to him. But if a plaintiff is not aware of a fact, he does not
    have “actual knowledge” of that fact however close at hand
    the fact might be. §1113(2). And Congress has never added
    to §1113(2) the language it has used in other ERISA limita-
    tions provisions to encompass both what a plaintiff actually
    knows and what he reasonably could know.
    As presently written, therefore, §1113(2) requires more
    than evidence of disclosure alone. That all relevant infor-
    mation was disclosed to the plaintiff is no doubt relevant in
    judging whether he gained knowledge of that information.
    See Part III, infra. To meet §1113(2)’s “actual knowledge”
    requirement, however, the plaintiff must in fact have be-
    come aware of that information.
    B
    Petitioners offer arguments for a broader reading of
    §1113(2) based on text, context, purpose, and statutory his-
    tory. All founder on Congress’s choice of the word “actual.”
    As for text, petitioners do not dispute the normal defini-
    tions of “actual,” “knowledge,” or “actual knowledge.” They
    focus instead on the least conspicuous part of the phrase
    “had actual knowledge”: the word “had.” §1113(2). Once a
    plaintiff receives a disclosure, they argue, he “ha[s]” the
    knowledge that §1113(2) requires because he effectively
    Cite as: 589 U. S. ____ (2020)             9
    Opinion of the Court
    holds it in his hand. 
    Ibid. In other words,
    he has the req-
    uisite knowledge because he could acquire it with reason-
    able effort. That turns §1113(2) into what it is plainly not:
    a constructive-knowledge requirement.
    Petitioners’ contextual argument fails for the same rea-
    son. As they point out, ERISA’s disclosure regime is meant
    to “ensur[e] that ‘the individual participant knows exactly
    where he stands with respect to the plan.’ ” Firestone Tire
    & Rubber Co. v. Bruch, 
    489 U.S. 101
    , 118 (1989) (quoting
    H. R. Rep. No. 93–533, p. 11 (1973)). This is the reason for
    ERISA’s requirements that disclosures be written for a lay
    audience. See, e.g., 
    29 U.S. C
    . §1022(a). Once plan admin-
    istrators satisfy their obligations to impart knowledge, pe-
    titioners say, §1113(2)’s knowledge requirement is satisfied
    too. But that is simply not what §1113(2) says. Unlike
    other ERISA limitations periods—which also form
    §1113(2)’s context—§1113(2) begins only when a plaintiff
    actually is aware of the relevant facts, not when he should
    be. And a given plaintiff will not necessarily be aware of all
    facts disclosed to him; even a reasonably diligent plaintiff
    would not know those facts immediately upon receiving the
    disclosure. Although “the words of a statute must be read
    in their context,” Davis v. Michigan Dept. of Treasury, 
    489 U.S. 803
    , 809 (1989), petitioners’ argument again gives the
    word “actual” little meaning at all.
    Petitioners also argue that §1113(2)’s plain meaning un-
    dermines its purpose of protecting plan administrators
    from suits over bygone investment decisions. If a plan par-
    ticipant can simply deny knowledge, they say, administra-
    tors will rarely get the benefit of §1113(2). But even if this
    is true, as it may well be, we cannot say that heeding the
    clear meaning of the word “actual” renders the statute so
    “ ‘[in]coherent’ ” that it must be disregarded. Kingdomware
    Technologies, Inc. v. United States, 579 U. S. ___, ___ (2016)
    (slip op., at 8).
    For one thing, plan participants are not the only potential
    10   INTEL CORP. INVESTMENT POLICY COMM. v. SULYMA
    Opinion of the Court
    plaintiffs subject to §1113. The Secretary of Labor, for ex-
    ample, may also sue imprudent fiduciaries for the benefit of
    plan participants. See §1132(a)(2). And the United States
    represents that the Secretary will have a hard time doing
    so within §1113(2)’s timeframe if deemed to have actual
    knowledge of the facts contained in the many reports that
    the Department receives from ERISA plans each year. See
    Brief for United States as Amicus Curiae 27–28. Moreover,
    the statute’s repose period will still protect defendants from
    suits filed more than six years after the alleged breach. See
    §1113(1).
    Petitioners may well be correct that heeding the plain
    meaning of §1113(2) substantially diminishes the protec-
    tion that it provides for ERISA fiduciaries, but by the same
    token, petitioners’ interpretation would greatly reduce
    §1113(1)’s value for beneficiaries, given the disclosure re-
    gime that petitioners themselves emphasize. Choosing be-
    tween these alternatives is a task for Congress, and we
    must assume that the language of §1113(2) reflects Con-
    gress’s choice. If policy considerations suggest that the cur-
    rent scheme should be altered, Congress must be the one to
    do it. See, e.g., Azar v. Allina Health Services, 587 U. S. ___,
    ___ (2019).
    Finally, petitioners argue that the plain meaning of “ac-
    tual knowledge” renders an earlier version of §1113(2) inco-
    herent. As originally enacted, the §1113(2) limitations pe-
    riod began either when the plaintiff gained actual
    knowledge of the alleged breach or when “a report from
    which [the plaintiff] could reasonably be expected to have
    obtained knowledge . . . was filed with” the Secretary of La-
    bor. 
    29 U.S. C
    . §1113(2) (1976 ed.). That latter, construc-
    tive-knowledge clause was later repealed. See Omnibus
    Budget Reconciliation Act of 1987, §9342(b), 101 Stat.
    1330–371. According to petitioners, if “actual knowledge”
    means what it says, then the original version of §1113(2)
    charged plan participants with learning what was sent to
    Cite as: 589 U. S. ____ (2020)           11
    Opinion of the Court
    the Secretary but not what was sent to them.
    The version at issue here, however, is the current one—
    from which Congress removed any mention of constructive
    knowledge. “When Congress acts to amend a statute, we
    presume it intends its amendment to have real and sub-
    stantial effect.” Intel Corp. v. Advanced Micro Devices, Inc.,
    
    542 U.S. 241
    , 258–259 (2004) (internal quotation marks
    omitted). Section 1113(2)’s history thus more readily sug-
    gests that the current version does in fact require actual
    knowledge.
    III
    Nothing in this opinion forecloses any of the “usual ways”
    to prove actual knowledge at any stage in the litigation.
    Farmer v. Brennan, 
    511 U.S. 825
    , 842 (1994). Plaintiffs
    who recall reading particular disclosures will of course be
    bound by oath to say so in their depositions. On top of that,
    actual knowledge can be proved through “inference from
    circumstantial evidence.” Ibid.; see also Staples v. United
    States, 
    511 U.S. 600
    , 615–616, n. 11 (1994) (“[K]nowledge
    can be inferred from circumstantial evidence”). Evidence of
    disclosure would no doubt be relevant, as would electronic
    records showing that a plaintiff viewed the relevant disclo-
    sures and evidence suggesting that the plaintiff took action
    in response to the information contained in them. And
    though, “[a]t the summary judgment stage, facts must be
    viewed in the light most favorable to the nonmoving party,”
    that is true “only if there is a ‘genuine’ dispute as to those
    facts.” Scott v. Harris, 
    550 U.S. 372
    , 380 (2007) (quoting
    Fed. Rule Civ. Proc. 56(c)). If a plaintiff ’s denial of
    knowledge is “blatantly contradicted by the record,” “a court
    should not adopt that version of the facts for purposes of
    ruling on a motion for summary 
    judgment.” 550 U.S., at 380
    .
    Today’s opinion also does not preclude defendants from
    contending that evidence of “willful blindness” supports a
    12     INTEL CORP. INVESTMENT POLICY COMM. v. SULYMA
    Opinion of the Court
    finding of “actual knowledge.” Cf. Global-Tech Appliances,
    Inc. v. SEB S. A., 
    563 U.S. 754
    , 769 (2011).
    In the case before us, however, petitioners do not argue
    that “actual knowledge” is established in any of these ways,
    only that they need not offer any such proof. And that is
    incorrect.
    *     *     *
    For these reasons, we affirm.
    It is so ordered.
    

Document Info

Docket Number: 18-1116

Citation Numbers: 140 S. Ct. 768, 206 L. Ed. 2d 103

Judges: Samuel Alito

Filed Date: 2/26/2020

Precedential Status: Precedential

Modified Date: 1/13/2023

Authorities (14)

William E. Brock, Secretary of Labor v. William J. Nellis , 809 F.2d 753 ( 1987 )

Anthony R. Caputo David A. Cook Paul B. Pebbles Duncan B. ... , 267 F.3d 181 ( 2001 )

Brown v. Owens Corning Investment Review Committee , 622 F.3d 564 ( 2010 )

The Radiology Center, S.C. And Enrique Schwarz, M.D. v. ... , 919 F.2d 1216 ( 1990 )

simon-e-gluck-john-r-clarke-harry-g-ganderton-robert-k-williams , 960 F.2d 1168 ( 1992 )

robert-b-reich-secretary-of-the-united-states-department-of-labor-v , 55 F.3d 1034 ( 1995 )

United States v. Detroit Timber & Lumber Co. , 26 S. Ct. 282 ( 1906 )

Firestone Tire & Rubber Co. v. Bruch , 109 S. Ct. 948 ( 1989 )

Davis v. Michigan Department of the Treasury , 109 S. Ct. 1500 ( 1989 )

Intel Corp. v. Advanced Micro Devices, Inc. , 124 S. Ct. 2466 ( 2004 )

Scott v. Harris , 127 S. Ct. 1769 ( 2007 )

Merck & Co. v. Reynolds , 130 S. Ct. 1784 ( 2010 )

Hardt v. Reliance Standard Life Insurance , 130 S. Ct. 2149 ( 2010 )

Global-Tech Appliances, Inc. v. SEB S. A. , 131 S. Ct. 2060 ( 2011 )

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