Timothy Hopson v. American Advisors Group ( 2019 )

09/12/2019
IN THE COURT OF APPEALS OF TENNESSEE
AT KNOXVILLE
August 21, 2019 Session
TIMOTHY HOPSON V. AMERICAN ADVISORS GROUP
Appeal from the Circuit Court for Carter County
No. C14272 Jean A. Stanley, Judge
No. E2018-01916-COA-R3-CV
AND
TIMOTHY HOPSON, EX REL. ELIZABETH MILLER V.
AMERICAN ADVISORS GROUP
Appeal from the Circuit Court for Carter County
No. C14349 James E. Lauderback, Judge
No. E2018-01698-COA-R3-CV
This is a consolidated appeal concerning real property granted to the defendant in a
detainer action. We affirm.
Tenn. R. App. P. 3 Appeal as of Right; Judgment of the Circuit Court
Affirmed; Case Remanded
JOHN W. MCCLARTY, J., delivered the opinion of the Court, in which CHARLES D.
SUSANO, JR., J. and D. MICHAEL SWINEY, C.J., joined.
Timothy Hopson, Johnson City, Tennessee, pro se.
H. Keith Morrison, Fayetteville, Arkansas, for the appellee, American Advisors Group.
MEMORANDUM OPINION1
On November 12, 2015, Elizabeth Miller (“Decedent”) executed a deed of trust
secured by a loan in the amount of $240,000 for real property located in Johnson City.
She died on August 1, 2017. The deed of trust was foreclosed by the substitute trustee,
and a substitute trustee’s deed was recorded, vesting the property in American Advisors
Group (“Defendant”). Defendant then filed a detainer action in General Sessions Court
and was granted possession of the property.
Decedent’s son, Timothy Hopson (“Plaintiff”), filed a notice of appeal to Circuit
Court (“Case 1”) before Judge Stanley. At the hearing held on April 4, 2018, Plaintiff
advised the court that he intended to secure financing to purchase the property but needed
more time. The court found that Defendant was entitled to possession but granted a
continuance to allow Plaintiff time in which to secure financing to purchase the property.
The parties returned on May 14; however, Plaintiff still had not secured the necessary
funds. The court granted Plaintiff an additional 45-day continuance to provide proof that
he had secured financing but advised Plaintiff that an order of possession would enter in
the absence of such proof.
During the pendency of the proceeding, Plaintiff initiated a new action, also in
Circuit Court (“Case 2”) before Judge Lauderback. This time, Plaintiff filed the action on
behalf of Decedent. However, he had not yet been granted letters of administration to act
in Decedent’s stead. Defendant filed a motion to dismiss. The court in Case 2 dismissed
the action based upon the doctrine of prior suit pending and Plaintiff’s lack of standing
because he had not been granted authority by the Probate Court to act as the administrator
ad litem for Decedent’s estate.
Meanwhile, the court in Case 1 issued a writ of possession to Defendant because
Plaintiff failed to provide proof of financing by the deadline. Plaintiff appealed the
dismissal of both actions to this court. We consolidated the appeals on July 8, 2019.
As a threshold issue, Defendant requests dismissal of this consolidated appeal as a
result of Plaintiff’s failure to follow the Tennessee Rules of Appellate Procedure. We
1
Rule 10 of the Rules of the Court of Appeals of Tennessee provides as follows:
This Court, with the concurrence of all judges participating in the case, may affirm,
reverse or modify the actions of the trial court by memorandum opinion when a formal
opinion would have no precedential value. When a case is decided by memorandum
opinion it shall be designated “MEMORANDUM OPINION,” shall not be published, and
shall not be cited or relied on for any reason in any unrelated case.
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agree with Defendant that the brief is lacking in appropriate citation and argument,
among other deficiencies. Given Plaintiff’s status as a pro se litigant, we will briefly
address the cogent issues raised on appeal, namely (1) the granting of a writ of possession
and (2) the dismissal of the second suit for lack of standing. See Young v. Barrow, 130
S.W.3d 59, 63 (Tenn. Ct. App. 2003) (“The courts give pro se litigants who are untrained
in the law a certain amount of leeway in drafting their pleadings and briefs.”).
First, Plaintiff argues that the trial court erred in granting Defendant a writ of
possession. He claims that he should have been entitled to simply continue payments on
Decedent’s existing loan. Defendant responds that the proper designation of the
substitute trustee gave it the authority to conduct a foreclosure sale of the property and
then obtain a writ of possession through a detainer action. Defendant argues that Plaintiff
has no legal right to the property.
Pursuant to the deed of trust at issue in this case, the loan was properly accelerated
upon the death of the borrower. Either a designation as a co-borrower or a non-
borrowing spouse would have entitled Plaintiff to some form of relief from the detainer
action. Plaintiff is neither. Despite this fact, the court granted him additional time in
which to secure financing to make a qualified offer of purchase for the property. Plaintiff
failed to make a qualified offer; therefore, he has no legal right to the property.
Next, Plaintiff objects to the dismissal of his second suit filed on behalf of
Decedent. He claims that the detainer action violated his rights as an heir. Our review of
the record confirms that Plaintiff had no standing to file suit on behalf of Decedent’s
estate because he had not obtained the requisite letters of administration or letters
testamentary. Tenn. Code Ann. § 30-1-101 (“No person shall presume to enter upon the
administration of any deceased person’s estate until the person has obtained letters of
administration or letters testamentary.”).2 Likewise, “pro se litigants may not litigate on
behalf of another individual.” Vandergriff v. Parkridge E. Hosp., 482 S.W.3d 545, 553
(Tenn. Ct. App. 2015).
In consideration of the foregoing, we affirm the court in both actions and remand
for such further proceedings as may be necessary. Costs of this consolidated appeal are
taxed to the appellant, Timothy Hopson.
_________________________________
JOHN W. McCLARTY, JUDGE
2
Plaintiff confirmed that he did not pursue his request for appointment as administrator of the estate
because he had been advised that his case was not an estate matter.
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