U.S. Bank National Association as Co-Trustee for the Mortgage Equity Conversion Asset Trust 2011-1 A/K/A Mortgage Equity Conversion Asset Trust 2011-1, Mortgage-Backed Securities 2011-1 v. Sergio Cantu and Rosie Cantu, Husband and Wife ( 2020 )

NUMBER 13-19-00343-CV
COURT OF APPEALS
THIRTEENTH DISTRICT OF TEXAS
CORPUS CHRISTI – EDINBURG
U.S. BANK NATIONAL ASSOCIATION AS
CO-TRUSTEE FOR THE MORTGAGE EQUITY
CONVERSION ASSET TRUST 2011-1 A/K/A
MORTGAGE EQUITY CONVERSION ASSET
TRUST 2011-1, MORTGAGE-BACKED
SECURITIES 2011-1, Appellant,
v.
SERGIO CANTU AND ROSIE CANTU,
HUSBAND AND WIFE, Appellees.
On appeal from the 92nd District Court
of Hidalgo County, Texas.
MEMORANDUM OPINION
Before Justices Benavides, Perkes, and Tijerina
Memorandum Opinion by Justice Perkes
Appellees Sergio and Rosie Cantu filed suit against appellant U.S. Bank National
Association as Co-Trustee for the Mortgage Equity Conversion Trust 2011-1 a/k/a
Mortgage Equity Conversion Asset Trust 2011-1, Mortgage-Backed Securities 2011-1
(U.S. Bank) in district court, seeking declaratory and injunctive relief after U.S. Bank
conducted a foreclosure sale and instituted an eviction action against the Cantus in justice
of the peace court. By three issues, U.S. Bank contends that the trial court erred in
granting the Cantus a temporary injunction because: (1) the trial court lacked jurisdiction
to enjoin the eviction; (2) the Cantus failed to present any evidence at the injunction
hearing; and (3) the Cantus cannot demonstrate a probable right to relief. We reverse
and remand.
I. BACKGROUND
According to their petition, the Cantus purchased the property commonly known
as 4906 Mesquite, Edinburg, Texas 78542, from Juanita Nunez on September 16, 2008.1
The sale was owner financed and required the Cantus to make monthly payments to
Nunez. Approximately one month later, without the Cantus’ knowledge or approval,
Nunez executed a reverse mortgage on the property with U.S. Bank.
The Cantus completed their final payment under the promissory note on April 12,
2014. After Nunez died on or about April 17, 2017, U.S. Bank foreclosed on the property
and then commenced an eviction suit against the Cantus in the local justice of the peace
court.
The property’s legal description is: LOT 14, ALBERTA PLACE SUBDIVISION, AS PER MAP OR
1
PLAT RECORDED AT VOLUME 30, PAGE 85A, MAP RECORDS OF HIDALGO COUNTY, TEXAS.
2
The Cantus filed suit in district court (1) contesting the constitutionality of the
reverse mortgage, (2) seeking a declaration that the foreclosure sale was void, and (3)
requesting an injunction enjoining U.S. Bank from taking any further action to evict the
Cantus. The trial court issued a temporary restraining order and, after the parties agreed
to extend the TRO several times, held a hearing on the Cantus’ request for a temporary
injunction.
Over the course of the hearing, the attorneys for both parties made arguments to
the trial court based on alleged “facts,” but neither party presented any evidence. The
Cantus, in particular, seemingly relied on their verified petition and Sergio Cantu’s
affidavit, which was attached to the Cantus’ original petition.2 However, the Cantus did
not move to admit Sergio’s affidavit into evidence, and the trial court never admitted the
affidavit sua sponte.
The trial court granted the temporary injunction, and this interlocutory appeal
ensued. See TEX. CIV. PRAC. & REM. CODE ANN. § 51.014(a)(4).
II. APPLICABLE LAW & STANDARD OF REVIEW
To be entitled to a temporary injunction, a plaintiff must show: (1) a viable cause
of action against the defendant; (2) a probable right to recovery; and (3) a probable,
imminent, and irreparable injury in the interim. Allied Capital Corp. v. Cravens, 67 S.W.3d
486, 489 (Tex. App.—Corpus Christi–Edinburg 2002, no pet.) (citing Walling v. Metcalfe,
2 The Cantus also filed a “Supplemental Petition and Request for Injunctive Relief.” Attached to
this supplemental petition is another purported affidavit by Sergio Cantu with additional allegations;
however, the affidavit is not signed or notarized. See Medford v. Medford, 68 S.W.3d 242, 247 (Tex. App.—
Fort Worth 2002, no pet.) (stating that the purported affidavit clearly did not constitute an affidavit because
it did not contain a notarization).
3
863 S.W.2d 56, 57 (Tex. 1993)). We review a trial court’s decision to grant or deny a
temporary injunction for an abuse of discretion. Id. (citing Walling, 863 S.W.2d at 58). A
trial court has no discretion to grant a temporary injunction without supporting evidence.
Operation Rescue–Nat’l v. Parenthood of Hous. Se. Tex., Inc., 975 S.W.2d 546, 560 (Tex.
1998) (citations omitted).
III. ANALYSIS3
By its second issue, U.S. Bank contends that the trial court abused its discretion
in granting the temporary injunction because the Cantus did not present any evidence
during the temporary injunction hearing. We agree.
Absent an agreement between the parties, the proof necessary to support a
temporary injunction cannot be made by a verified petition or affidavit. Millwrights Local
Union No. 2484 v. Rust Eng’g Co., 433 S.W.2d 683, 686 (Tex. 1968); Alert Synteks, Inc.
v. Jerry Spencer, L.P., 151 S.W.3d 246, 253 (Tex. App.—Tyler 2004, no pet.); Ahmed v.
Shimi Ventures, L.P., 99 S.W.3d 682, 684 n.2 (Tex. App.—Houston [1st Dist.] 2003, no
pet.); see also Bennett v. Cisco Sys., Inc., No. 05-04-01548-CV, 2005 WL 1819607, at *1
(Tex. App.—Dallas Aug. 3, 2005, no pet.) (mem. op.). The only possible exception—
according to one of our sister courts—is when the trial court announces during the hearing
that it is considering the affidavit filed with the petition; at that point, the affidavit is
effectively being admitted into evidence and the onus is on the party opposing the
injunction to object or risk waiving the issue on appeal. Ahmed, 99 S.W.3d at 684 n.2.
3 The Cantus’ response brief was due on September 16, 2019. See TEX. R. APP. 38.6(b). To date,
the Cantus have not filed a response or sought leave to file an out-of-time brief. See id. R. 38.6(d).
4
In this case, no evidence was offered during the temporary injunction hearing, and
there is no record of an agreement between the parties permitting the Cantus to rely on
their verified petition or Sergio’s supporting affidavit. See Millwrights, 433 S.W.2d at 686.
Moreover, the trial court never announced that it was considering the petition or affidavit
as evidence. See Ahmed, 99 S.W.3d at 684 n.2. Accordingly, the trial court abused its
discretion in granting the temporary injunction. See Millwrights, 433 S.W.2d at 686. We
sustain U.S. Bank’s second issue.4
IV. CONCLUSION
The temporary injunction is reversed, and the case is remanded for further
proceedings.
GREGORY T. PERKES
Justice
Delivered and filed the
9th day of April, 2020.
4 Because U.S. Bank’s second issue is dispositive, we do not reach its other issues. See TEX. R.
APP. P. 47.1.
5